Back for 2025, HomeTrust Bank is offering up to $400 for opening a new Everywhere Connect, Premier Checking, or Simple Checking account. The $400 breaks down as 3 individual bonuses worth $150, $150, and $100, and you can choose to do 1 or all 3.
How To Earn The Bonus
The HomeTrust Bank Personal Checking Account promotion requires you to optionally, set up eligible direct deposits, deposit and maintain a minimum balance and make purchases using the account's card in order to earn the up to $400 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Direct deposit needs to be from regular monthly income such as your paycheck, pension or government benefits (such as social security), and must total $2,500 across two consecutive statement cycles.
- All debit card activity must post and settle to qualify.
- Bonus is limited to (2) incentives per household (so you and your spouse can each qualify, for a total of $800!).
- Customer must have a physical address within the HomeTrust Bank market footprint.
- Must be a new HomeTrust Bank personal checking customer, which means you cannot have or have had an account within the past 90 days.
- Closing the account within 6 months will forfeit the bonus.
Open a Personal Checking Account account before the bonus expires on April 30, 2025
How does this personal checking offer from HomeTrust Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
HSBC
HSBC Premier
- Bonus
- up to $3000
- Account Type
- Personal Checking
- Expires In
- 6 days
- Requires
- Min Balance
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 67 days
- Requires
- Direct Deposit
Truist
Truist One Checking
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 67 days
- Requires
- Direct Deposit
Why HomeTrust Bank?
Everywhere Connect
Everywhere Connect is HomeTrust Bank's most popular checking account, and is geared at customers who regularly use their debit card. For every month you make at least 10 signature debit card transactions, they will deposit a $5 cash reward.
Otherwise, the account covers all of the checking account features you'd expect, including online and mobile banking with Bill Pay and Mobile Deposit, eStatements, and unlimited use of HomeTrust Bank ATMs (out of network ATM transactions will cost you $2 each). You'll need $50 to open the account.
Fees
Everywhere Connect does charge a monthly maintenance fee of $10, but there are ways to get this waived:
- Make 5 debit card transactions.
- OR, receive at least 1 recurring direct deposit.
Simple Checking
Simple Checking is HomeTrust Bank's basic, free checking account aimed at those who want a straightforward checking account. You'll get all of the basic features you'd expect from a checking account, including a Visa and instant debit card (to use immediately, without waiting for the physical card to arrive), and online and mobile banking with Bill Pay and Mobile Deposit.
The account requires a $50 opening deposit, has no monthly service charge, and offers free access to HomeTrust Bank ATMs (but does charge $2 for every out of network ATM transaction).
Fees
Simple Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking Account account to earn the up to $400 bonus offer
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