Available to Georgia residents with the ability to open online, Georgia's Own Credit Union is offering up to $750 in welcome bonuses when you open a new All Access Checking account and complete qualifying activities.
How To Earn The Bonus
The Georgia's Own Credit Union All Access Checking promotion requires you to optionally, set up eligible direct deposits, deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Account must be open and in good standing at the time the bonus is paid.
- Membership is required.
- Accounts are subject to approval.
- All Access Checking Bonus offer is not available to existing Georgia’s Own Credit Union checking members. Primary Savings bonus offer is not available to existing Georgia’s Own Credit Union savings members.
- The Extra Bonus offer is not available to members whose accounts have been closed within 90 days or closed with a negative balance within the last three (3) years.
- Business and employee accounts are excluded.
- You can receive only one (1) new checking and one (1) new savings account opening related bonus every two (2) years from the last promotion enrollment date and only one (1) bonus per account.
Open an All Access Checking account before the bonus expires on February 28, 2026
How does this personal checking offer from Georgia's Own Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 20 days
- Requires
- Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 23 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 22 days
- Requires
- Direct Deposit
Why Georgia's Own Credit Union?
All Access Checking
A free interest-bearing checking account. Enroll in e-statements to avoid $2 charge.Fees
All Access Checking does not charge a monthly maintenance fee.
Apply now for an All Access Checking account to earn the $200 bonus offer
How to Join Georgia's Own Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Georgia's Own Credit Union's membership requirements:
- Be a resident or employed in one of the following counties in Georgia: Baker, Barrow, Bartow, Brooks, Calhoun, Carroll, Chatham, Cherokee, Clarke, Clay, Clayton, Cobb, Colquitt, Columbia, Coweta, Crisp, Decatur, Dekalb, Dougherty, Douglas, Early, Effingham, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Lee, Lowndes, Meriwether, Mitchell, Newton, Paulding, Quitman, Randolph, Richmond, Rockdale, Spalding, Sumter, Stephens, Stewart, Terrell, Thomas, Tift, Walton, Webster, or Worth.
- Live in Georgia and be a member of the Getting Ahead Association (GAA).
- Be a current student, faculty or staff employee, retiree, or alumni of Georgia State University.
- Be a family member of a current Georgia’s Own Credit Union member. Anyone related by blood, adoption, or marriage is eligible.
- Be an employee or retiree of one of their Premier Partners.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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