Georgia's Own Credit Union Personal Checking (+ Optional Savings) up to $750 Bonus

Georgia's Own Credit Union logo

Georgia's Own Credit Union : Personal Checking (+ Optional Savings)

up to $750

3.7

BankBonus.com score

Availability

Ease

Amount

Fees

Expert Take

Although a couple years ago this bonus was $100 higher, they currently offer an opportunity to bundle savings for additional bonus monies. We find this to be a very attractive and lucrative bonus, so jump on it if you're eligible.

Offer Expires In

How To Earn The Bonus

  1. Become a member and open a new All Access Checking account using promocode WELCOMEFALL.
  2. Enroll in online banking.
  3. For the first two statement cycles, complete ten (10) debit card transactions, AND complete a monthly direct deposit(s) of at least $2,500 per statement cycle, earn $300.
  4. Optionally, Open a new Georgia’s Own Primary Savings account and deposit a total of $15,000 or more in new money into the new savings account within 30 days of promotion enrollment; maintain this balance for at least 90 days, earn $200.
  5. Bonus(es) will be paid within 120 - 150 days after account opening.

Available in Your Area?

No

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Unknown

Georgia's Own Credit Union logo

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at Georgia's Own Credit Union

Available to Georgia residents with the ability to open online, Georgia's Own Credit Union is offering up to $750 in welcome bonuses when you open a new All Access Checking account and complete qualifying activities.

This bonus is a series of bonuses: earn $300 for checking, $200 for savings and an additional $250 if you open both at the same time and complete their respective requirements.

How To Earn The Bonus

The Georgia's Own Credit Union Personal Checking (+ Optional Savings) promotion requires you to optionally, set up eligible direct deposits, deposit and maintain a minimum balance and make purchases using the account's card in order to earn the up to $750 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Account must be open and in good standing at the time the bonus is paid.
  • Membership is required.
  • Accounts are subject to approval.
  • All Access Checking Bonus offer is not available to existing Georgia’s Own Credit Union checking members. Primary Savings bonus offer is not available to existing Georgia’s Own Credit Union savings members.
  • The Extra Bonus offer is not available to members whose accounts have been closed within 90 days or closed with a negative balance within the last three (3) years.
  • Business and employee accounts are excluded.
  • You can receive only one (1) new checking and one (1) new savings account opening related bonus every two (2) years from the last promotion enrollment date and only one (1) bonus per account.

How does this personal checking offer from Georgia's Own Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

HSBC

HSBC Premier

Bonus
up to $3500
Account Type
Personal Checking
Expires In
42 days
Requires
  • Min Balance

BMO

Personal Checking

Bonus
$400 Cash Bonus*
Account Type
Personal Checking
Expires In
70 days
Requires
  • Direct Deposit

Bank of America

Advantage Banking Account

Bonus
up to $500
Account Type
Personal Checking
Expires In
73 days
Requires
  • Direct Deposit

Why Georgia's Own Credit Union?

All Access Checking

A free interest-bearing checking account. Enroll in e-statements to avoid $2 charge.

Fees

All Access Checking does not charge a monthly maintenance fee.

How to Join Georgia's Own Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Georgia's Own Credit Union's membership requirements:

  • Be a resident or employed in one of the following counties in Georgia: Baker, Barrow, Bartow, Brooks, Calhoun, Carroll, Chatham, Cherokee, Clarke, Clay, Clayton, Cobb, Colquitt, Columbia, Coweta, Crisp, Decatur, Dekalb, Dougherty, Douglas, Early, Effingham, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Lee, Lowndes, Meriwether, Mitchell, Newton, Paulding, Quitman, Randolph, Richmond, Rockdale, Spalding, Sumter, Stephens, Stewart, Terrell, Thomas, Tift, Walton, Webster, or Worth.
  • Live in Georgia and be a member of the Getting Ahead Association (GAA).
  • Be a current student, faculty or staff employee, retiree, or alumni of Georgia State University.
  • Be a family member of a current Georgia’s Own Credit Union member. Anyone related by blood, adoption, or marriage is eligible.
  • Be an employee or retiree of one of their Premier Partners.

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

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