Available in select CA counties, First U.S. Community Credit Union is offering a $300 welcome bonus when you open a new personal checking account and set up direct deposit. Good news, FUSCC has a rather low direct deposit requirement of only $500. These offers don't come around often for this credit union so now's the time to become a member if you're in their footprint.
How To Earn The Bonus
The First U.S. Community Credit Union Better Than Free Checking promotion requires you to set up eligible direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Account can be opened at a First U.S. branch, online or via phone using code BTF300.
- Must qualify for membership. Membership requires you maintain $25 in a Member Share (Savings) account.
- Offer is limited to one per member and account.
- Offer is not available for existing First U.S. members with a personal checking account.
- Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g. Zelle®, Venmo) transfers do not qualify.
Open a Better Than Free Checking account before the bonus expires on December 31, 2024
How does this personal checking offer from First U.S. Community Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 14 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 47 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why First U.S. Community Credit Union?
Better Than Free Checking
Better Than Free Checking is a standard free checking account that comes with some additional perks, including 2 ATM surcharge rebates per month and a free First U. S. Visa® Debit Card. You'll also earn 1.00% APY on first $500 in balances.Fees
Better Than Free Checking does not charge a monthly maintenance fee.
Apply now for a Better Than Free Checking account to earn the $300 bonus offer
How to Join First U.S. Community Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of First U.S. Community Credit Union's membership requirements:
- Live, work or worship in Sacramento, Placer, Nevada, El Dorado, Amador, Yuba, Yolo, Sutter, San Joaquin, Solano, Sierra, and Contra Costa counties
- Be a federal employees throughout the State of California or employed with one of their select employee groups
- Be a SAFEWAY employees in Northern California and Northern Nevada
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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