First Tech Personal Checking up to $350 Bonus

First Tech is offering up to $350 in welcome bonuses when you open a First Tech checking account and use it. This is a tiered bonus, meaning the more activities you complete, the more you can earn. It's important to note that direct deposit and card spend is required to earn the full bonus.

While they are primarily targeting a limited Oregon audience, this offer is nationwide as membership is granted through affiliation with either the Computer History Museum or the Financial Fitness Association. These accounts can be opened online and it's also been reported that FTFCU will pay those fees as well.

How To Earn The Bonus

The First Tech Personal Checking promotion requires you to optionally, set up direct deposits and make purchases using the account's card in order to earn the up to $350 bonus.

Full requirements to receive this bonus are:

1. Open a new First Tech checking account using promo code NEW2023.
2. Within 60 days, complete monthly recurring direct deposits of at least $1,000 for 3 consecutive months, earn $150.
3. Bonus will be deposited into your Membership Savings account within 120 calendar days of enrollment.
4. Within 60 days of enrollment, earn 10% bonus on debit card spend in the following categories: groceries, online streaming subscriptions, and food delivery. You can earn a maximum of $50 in bonuses for each category. Completing all 3 will earn you a total of $150 in bonuses.

Open a Personal Checking account before the bonus expires on December 31, 2023

The fine print

• Offer valid for new members with memberships established between 07/01/2023 and 12/31/2023.
• First Tech employees are not eligible.
• Individuals are considered new members if they have not been the primary account owner on a Membership Savings account within the previous 18 months.
• Direct deposits from a non-employer payroll source do not qualify.
• First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for promotional offer. Merchant category codes that qualify for this promotion include the following: Groceries: 5300 - Wholesale Clubs, 5411 – Grocery Stores, Supermarkets. Online Streaming Subscriptions: 4899 - Cable, Satellite, and Other Pay Television and Radio Services, 5735 - Record Shops, 5968 - Direct Marketing - Continuity/Subscription Merchants. Food Delivery: 5812 - Eating Places, Restaurants.

How does this personal checking offer from First Tech compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

U.S. Bank

U.S. Bank Smartly® Checking

Bonus

up to $1000

Account Type

Personal Checking

Expires In

29 days

Requires

• Direct Deposit
• Min Balance (optional)

Full Details

Citi®

Citi Priority Relationship Tier

Bonus

up to $2000 w/activities

Account Type

Personal Checking

Expires In

99 days

Requires

• Min Balance

Full Details

Discover

Cashback Debit

Bonus

up to $360

Account Type

Personal Checking

Expires In

Limited Time

Requires

• Card Spend

Full Details

Why First Tech Federal Credit Union?

First Tech Rewards Checking

Fees

First Tech Rewards Checking does not charge a monthly fee.

First Checking Plus

Fees

First Checking Plus does not charge a monthly fee.

Apply now for a Personal Checking account to earn the up to $350 bonus offer

How to Join First Tech Federal Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet First Tech's membership requirements:

• You have a family member or household member who is already a First Tech member
• You or a family member work for an innovative company on their partner list or for the State of Oregon
• Work or live in Lane County, Oregon
• Belong to the Computer History Museum or the Financial Fitness Association

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

First Tech Federal Credit Union Locations

Credit unions are community-based, and a lot of the time this means they serve a specific geographic footprint.

Sometimes eligibility requirements will mean that you need to live, work, or worship in that area to become a member. Other times, you may be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Get a better idea of how well First Tech Federal Credit Union can serve you by checking out their branches closest to your area: