First Tech Rewards Checking up to $300 Bonus

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First Tech Federal Credit Union : First Tech Rewards Checking

up to $300

4.7

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a new First Tech Rewards Checking (FTRC) account.
  2. Within 120 days, complete monthly recurring direct deposits of at least $1,000 for the 3 consecutive months following the month the initial direct deposit is made.
  3. Bonus will be deposited into your Membership Savings account within 120 calendar days of enrollment.

Available in Your Area?

Yes

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Unknown

First Tech Federal Credit Union logo

Apply Now

at First Tech

First Tech is offering up to $300 in welcome bonuses when you open a First Tech checking account and complete direct deposits. This is no longer a tiered bonus, meaning you earn the bonus all at once instead of having to earn several small bonuses.

While they are primarily targeting a limited Oregon audience, this offer is nationwide as membership is granted through affiliation with either the Computer History Museum or the Financial Fitness Association. These accounts can be opened online and it's also been reported that FTFCU will pay those fees as well.

How To Earn The Bonus

The First Tech Rewards Checking promotion requires you to optionally, set up direct deposits and make purchases using the account's card in order to earn the up to $300 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • First Tech employees are not eligible.
  • Direct deposits are considered new if there has been no direct deposit activity in the Participant's share accounts on which they are the Primary Owner within the previous 18 months..
  • Direct deposits from a non-employer payroll source do not qualify.
  • EXAMPLE: If a member’s initial direct deposit is March 1, 2024, additional required direct deposits must occur at least once in each subsequent calendar month following the month in which the initial direct deposit is made, the last direct deposit must be received by June 29, 2024.

How does this personal checking offer from First Tech compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi®

Enhanced Direct Deposit

Bonus
$300
Account Type
Personal Checking
Expires In
102 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
3 days
Requires
  • Direct Deposit

PNC

Virtual Wallet®

Bonus
up to $400
Account Type
Personal Checking
Expires In
33 days
Requires
  • Direct Deposit

Why First Tech Federal Credit Union?

First Tech Rewards Checking

First Tech Rewards Checking is packed with benefits, including increased interest rate tiers and atm fee reimbursements. However, to earn the benefits you'll need to complete 20 debit or credit card purchases that total at least $500 each month and maintain a direct deposit of at least $1,000.

Fees

First Tech Rewards Checking does not charge a monthly maintenance fee.

How to Join First Tech Federal Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of First Tech's membership requirements:

  • You have a family member or household member who is already a First Tech member
  • You or a family member work for an innovative company on their partner list or for the State of Oregon
  • Work or live in Lane County, Oregon
  • Belong to the Computer History Museum or the Financial Fitness Association

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

Share Your Thoughts or Questions

There have been 3 comments about the First Tech Rewards Checking up to $300 Bonus.

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Rebecca

November 17, 2023

I am a homemaker, so we use my husband's paycheck for direct deposit. The fine print says "New direct deposit must occur...from the Participant’s employer payroll into any account of which the Participant is the primary account owner." I'm worried this means I would be disqualified from earning the bonus. I've received dozens of bank bonuses using my husband's paychecks...but no other bank has been this specific in their fine print on this point. Has anyone had success getting the bonus with their spouse's paycheck used for direct deposit, rather than their own?

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Jon Snow

November 16, 2023

Easy application process. I completed the direct deposit and debit card requirements and got paid the $350 as promised.

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JAMON

November 16, 2023

I was able to open an account and get a bonus from this bank, yet I live in Illinois. It was a clean experience. Took 3 days to get approved. I had to keep deposits active for 120 days, so took some time and focus. I closed completely online, which is a nice convenience (over having to call in).

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