First Tech is offering up to a $300 welcome bonus when you open a First Tech checking account and complete direct deposits. This is a tiered bonus, the higher your direct deposit, the more you can earn.
While they are primarily targeting a limited Oregon audience, this offer is nationwide as membership is granted through affiliation with either the Computer History Museum or the Financial Fitness Association. These accounts can be opened online and it's also been reported that FTFCU will pay those fees as well.
Note: this offer is open to both new and existing account holders.
How To Earn The Bonus
The First Tech Rewards Checking® promotion requires you to set up eligible direct deposits in order to earn the up to $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- First Tech employees are not eligible.
- Direct deposits are considered new if there has been no direct deposit activity in the Participant's share accounts on which they are the Primary Owner within the previous 18 months..
- Direct deposits from a non-employer payroll source do not qualify.
- EXAMPLE: If a member’s initial direct deposit is March 1, 2025, additional required direct deposits must occur at least once in each subsequent calendar month following the month in which the initial direct deposit is made, the last direct deposit must be received by June 29, 2025.
Open a First Tech Rewards Checking® account before the bonus expires
How does this personal checking offer from First Tech compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 5 days
- Requires
- Direct Deposit
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 75 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why First Tech Federal Credit Union®?
First Tech Rewards Checking®
First Tech Rewards Checking® is packed with benefits, including increased interest rate tiers and atm fee reimbursements (up to $10 per month).
However, to earn the benefits you'll need to complete an aggregate card spend of at least $1,000 posted per month and maintain ACH/direct deposits totaling at least $1,000 per month. You'll also need to be enrolled in paperless statements.
Fees
First Tech Rewards Checking® does not charge a monthly maintenance fee.
Apply now for a First Tech Rewards Checking® account to earn the up to $300 bonus offer
How to Join First Tech Federal Credit Union®
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of First Tech's membership requirements:
- You have a family member or household member who is already a First Tech member
- You or a family member work for an innovative company on their partner list or for the State of Oregon
- Work or live in Lane County, Oregon
- Belong to the Computer History Museum or the Financial Fitness Association
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
Share Your Thoughts or Questions
There have been 4 comments about the First Tech Rewards Checking® up to $300 Bonus.
Michael
August 10, 2024Can someone confirm if each direct deposit must be at least $1,000 or can it be multiple direct deposits totaling $1,000 or more each month (i.e. two $500 deposits)?
ReplyReply to Michael
Rebecca
November 17, 2023I am a homemaker, so we use my husband's paycheck for direct deposit. The fine print says "New direct deposit must occur...from the Participant’s employer payroll into any account of which the Participant is the primary account owner." I'm worried this means I would be disqualified from earning the bonus. I've received dozens of bank bonuses using my husband's paychecks...but no other bank has been this specific in their fine print on this point. Has anyone had success getting the bonus with their spouse's paycheck used for direct deposit, rather than their own?
ReplyReply to Rebecca
Jon Snow
November 16, 2023Easy application process. I completed the direct deposit and debit card requirements and got paid the $350 as promised.
ReplyReply to Jon Snow
JAMON
November 16, 2023I was able to open an account and get a bonus from this bank, yet I live in Illinois. It was a clean experience. Took 3 days to get approved. I had to keep deposits active for 120 days, so took some time and focus. I closed completely online, which is a nice convenience (over having to call in).
ReplyReply to JAMON
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