Specifically for PA residents (and NJ residents that join the American Consumers Council) with the ability to open online, First Commonwealth is offering a $400 welcome bonus when you open a new checking account. Unlike previous bonuses offered, there aren't a bunch of activities to complete, just open a checking account and deposit new money in your savings account. In the past they've also offered bonuses for obtaining a credit card and refinancing your auto through First Commonwealth, so be on the lookup once you're a member.
How To Earn The Bonus
The First Commonwealth CashBack Checking promotion requires you to optionally, set up eligible direct deposits and deposit and maintain a minimum balance in order to earn the $400 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- First Commonwealth Federal Credit Union employees, volunteers, or immediate family members of those individuals are not eligible for this promotion.
- Bonus is for new membership, may not be primary owner on any existing account in the past 6 months.
Open a CashBack Checking account before the bonus expires
How does this personal checking offer from First Commonwealth compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 33 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 57 days
- Requires
- Qualifying Direct Deposit
Chase
Chase Total Checking®
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 14 days
- Requires
- Direct Deposit
Why First Commonwealth Federal Credit Union?
CashBack Checking
The FCFCU CashBack Checking account lets you earn cash back for everyday activities. Each month you'll be eligible to earn up to $50 for doing things like: using your debit card, making a loan payment and maintaining a minimum share certificate balance.Fees
CashBack Checking does not charge a monthly maintenance fee.
Apply now for a CashBack Checking account to earn the $400 bonus offer
How to Join First Commonwealth Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of First Commonwealth's membership requirements:
- Live, work, worship, or attend school in one of their designated service areas, including parts of the following Pennsylvania counties: Lehigh, Easton and Northampton, Maxatawny Township, Berks County, Lehighton Borough, Carbon County
- Live, work, worship, or attend school in Warren County, NJ
- Live anywhere in PA or NJ and belong to (or join for free) the American Consumer Council.
- Be employed by one of their participating Employer Partner or are an immediate family* member of an Employer Partner
- Be an immediate family member* of a current member
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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