First Bank Icon Checking $500 Bonus

First Bank logo

First Bank : Icon Checking

$500

3.5

BankBonus.com score

Availability

Ease

Amount

Fees

Expert Take

Easy bonus if you have a higher direct deposit, otherwise we recommend going for Inspire Checking bonus instead for $300.

Offer Expires In

How To Earn The Bonus

  1. Open a new Icon Checking account using promocode SWITCH2FB
  2. Within 60 days of account opening, make direct deposits totaling $5,000 or more
  3. Within 90 days, make 10 or more debit card purchases
  4. Enroll in eBanking
  5. If all bonus requirements are met, the bonus will be credited within 30 calendar days after the 90-calendar day anniversary of the account.

Available in Your Area?

No

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Unknown

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Apply Now

at First Bank

New for 2026, First Bank is offering a $500 bonus on their Imagine Checking account. This is on top of the interest that the account earns. To earn the bonus you'll need to use your debit card and connect your direct deposit. The direct deposit requirement is a litte steep, especially compared to their other bonuses.

They are also currently running the same offer on their Inspire Checking and Imagine Checking for $300 and $100 bonuses respectively, which are much more desirable if you have a low direct deposit.

How To Earn The Bonus

The First Bank Icon Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the $500 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

Please refer to the institution's website for any terms and conditions that may apply.

How does this personal checking offer from First Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

BMO

Personal Checking

Bonus
$400 Cash Bonus*
Account Type
Personal Checking
Expires In
12 days
Requires
  • Direct Deposit

PNC

Virtual Wallet® with Performance Select

Bonus
$400
Account Type
Personal Checking
Expires In
36 days
Requires
  • Qualifying Direct Deposit

Bank of America

Advantage Banking Account

Bonus
up to $500
Account Type
Personal Checking
Expires In
39 days
Requires
  • Direct Deposit

Why First Bank?

Icon Checking

Icon Checking is First Bank's premium personal checking account, built for customers who maintain higher balances and want to earn meaningful interest on their everyday funds.

The account earns 2.60% APY on balances up to $100,000 — making it one of the more competitive interest-bearing checking options available from a regional bank. Balances above $100,000 earn at a lower rate.

Icon Checking pairs well with First Bank's High-Yield Savings account, giving customers a comprehensive high-yield banking package in one place. All standard digital banking features are included: eBanking, Mobile Banking, Mobile Deposit, Bill Pay, and eStatements.

Fees

Icon Checking does charge a monthly maintenance fee of $25, but there are ways to get this waived:

  • Direct Deposits totaling $5,000.00 or more post to your account AND your account had an Average Ledger Balance cycle-to-date of $5,000.00 or more
  • OR, Have eligible related deposit and loan accounts with combined balances totaling $50,000.00 or more (includes consumer and non-consumer accounts)

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