Fifth Third Bank Personal Checking $225 Bonus

Fifth Third Bank has continued their personal checking account bonus. You can open the account online through the promotion's landing page, or choose instead to enter your email address to receive a unique code that you can take into your local branch.

Another perk? Users report receiving their bonus just days after the qualifying deposit is posted.

How To Earn The Bonus

The Fifth Third Bank Personal Checking promotion requires you to set up direct deposits in order to earn the $225 bonus.

Full requirements to receive this bonus are:

1. Open a new Momentum® Checking or Preferred checking account using a promo code from the link below.
2. Within 90 days, receive $500 in direct deposits.
3. Bonus will be credited to your new account within 10 business days of meeting the requirements.

Open a Personal Checking account before the bonus expires on June 30, 2023

The fine print

• A qualifying Direct Deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security).
• In order to receive the cash bonus, your checking account must be open and in good standing.
• Offer is not available to existing Fifth Third checking customers or to those with a Fifth Third Checking account that has been closed within the last 12 months.
• Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year.
• Eligibility may be limited based on your account type and ownership role.
• Account must be funded within 45 days of account opening.
• No minimum deposit required to open a checking account.
• Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor.
• UNIQUE OFFER CODE MUST BE PRESENTED AT ACCOUNT OPENING TO RECEIVE THE BONUS. See your banker for details.
• Not valid with any other offer.

How does this personal checking offer from Fifth Third Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi®

Citi Priority Account

Bonus

up to $2000

Account Type

Personal Checking

Expires In

52 days

Requires

• Min Balance

Full Details

U.S. Bank

U.S. Bank Smartly® Checking

Bonus

up to $400

Account Type

Personal Checking

Expires In

19 days

Requires

• Direct Deposit

Full Details

Upgrade

Rewards Checking

Bonus

$200

Account Type

Personal Checking

Expires In

Limited Time

Requires

• Card Spend

Full Details

Recent Versions of This Offer

Banks often tweak the requirements and the reward amount of their welcome offers. Track how this welcome bonus from Fifth Third Bank has changed over time:

• September 17, 2022 - December 31, 2022: Complete direct deposits totaling $1,000, receive $250
• June 1, 2022 - September 16, 2022: Complete direct deposits totaling $500, receive $375
• May 1, 2022 - May 30, 2022: Complete direct deposits totaling $500, receive $350
• Expired April 30, 2022: Complete direct deposits totaling $500, receive $300
• Expired July 31, 2021: Complete direct deposits totaling $500, receive $250

Why Fifth Third Bank?

Fifth Third Bank is a regional bank offering a full suite of products to both personal and business customers. They are headquartered in Ohio, with more than 1,100 branches across the Midwest, South and Southeast.

Their basic accounts have reasonable (and waivable) monthly fees, but keep in mind that their other fees can be steep and Fifth Third's savings rates are laughably low.

That said, if you're in one of the 10 states that Fifth Third does business, you could benefit from the great sign-up bonuses that the bank consistently offers. Particularly on the personal side, Fifth Third Bank's checking account offers are some of the most competitive when you consider the requirements-to-reward.

Learn more in our Fifth Third Bank review

Momentum® Checking

Momentum Checking is a free checking account that covers all the basics — you’ll get a contactless debit card, mobile banking, and direct deposit.

There is no monthly maintenance fee or minimum deposit requirements, and you can open an account with any amount for your initial deposit.

Fees

Momentum® Checking does not charge a monthly fee.

Preferred Checking®

Preferred Checking is Fifth Third’s premium checking account that comes with exclusive discounts, benefits, and services.

Some of the added benefits include reimbursed ATM fees, complimentary identity fraud alerts along with access to your credit report and score, commission-free trades in your brokerage account, free checks, notary services, money orders, cashiers checks, and a 3x5 safe deposit box, and a dedicated customer service line along with access to investment consultants.

Fees

Preferred Checking® does charge a monthly fee of $25, but there are ways to get this waived:

• Reach a combined total balance of $100,000 across any of your Fifth Third Bank deposit and investment accounts.

Apply now for a Personal Checking account to earn the $225 bonus offer

Fifth Third Bank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Fortunately, Fifth Third Bank has a total of 1092 branches in the United States.

Get a better idea of how well Fifth Third Bank can serve you by checking out their branches closest to your area: