Available to residents in select California and North Carolina counties, Excite Credit Union is offering a $300 welcome bonus when you open a new personal checking account and set up direct deposit. What's even more? Their Go Checking account earns a solid APY well above the national average.
How To Earn The Bonus
The Excite Credit Union Go Checking promotion requires you to set up direct deposits and make purchases using the account's card in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Requires a minimum deposit of $25.
- The daily balance method is used to calculate dividends on the account.
- Payment of the dividends requires the account to be set up for eStatements, have six posted debit card transactions per statement period and receive a minimum direct deposit of $500 into the Go Checking per statement period.
Open a Go Checking account before the bonus expires
How does this personal checking offer from Excite Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 65 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 249 days
- Requires
- Direct Deposit
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $700
- Account Type
- Personal Checking
- Expires In
- 61 days
- Requires
- Direct Deposit
- Min Balance (optional)
Why Excite Credit Union?
Go Checking
Requires eStatements, six (6) debit card transactions per month and a minimum of $500 directly deposited to your account each month to earn dividends.Fees
Go Checking does not charge a monthly maintenance fee.
Apply now for a Go Checking account to earn the $300 bonus offer
How to Join Excite Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Excite Credit Union's membership requirements:
- Regularly live, worship, attend school or work in or are paid from California counties of Alameda, San Mateo, Santa Clara, Monterey, San Francisco or Santa Cruz or in North Carolina counties of Brunswick, New Hanover or Pender; or
- Are employees of or individuals receiving a pension, retirement, or annuity from affiliated companies or Select Employer Groups (“SEG”) as approved by the Credit Union’s Board of Directors; or
- Are immediate family members of an existing member. Immediate family member includes a spouse, domestic partner, child, sibling, parent, parent-in-law, grandparent, grandchild, stepparent, stepchild, step sibling, adopted child, foster child, brother or sister in-law, aunt, uncle, aunt or uncle in-law, niece, nephew or cousin; or
- Are any person sharing the same household of a qualified Excite Credit Union member and who helps maintain a single economic unit.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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