Elgin State Bank is offering $300 to new Total Access Checking customers after they meet direct deposit requirements and enroll in online banking and e-statements. It's a solid bonus with easy requirements, so if you live in their footprint, we recommend grabbing this offer!
Keep in mind that if you earn this bonus, you're no longer eligible for any similar bonuses with Wintrust's subsidiaries. You can; however, stack this with their Statement Savings bonus for $500 total.
How To Earn The Bonus
The Elgin State Bank Total Access Checking promotion requires you to set up eligible direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- This bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees.
- Limit 1 bonus payment per customer, regardless of the number of accounts opened.
- If you qualify for this Total Access Checking account bonus offer, you are ineligible to receive this Total Access Checking account bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer.
- Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
- If you open the account in-branch, you'll need to tell the bank that you are aware of this bonus offer.
- Qualification period example: if you open your new account in January, you would need to have direct deposits made to your new account in February totaling $500.00 or more and in March totaling $500.00 or more. You'll also need to complete the online banking and e-statements requirement within that same qualification period.
- A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers and deposits.
Open a Total Access Checking account before the bonus expires on January 31, 2025
How does this personal checking offer from Elgin State Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 39 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 125 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why Elgin State Bank?
Total Access Checking
Fees
Total Access Checking does not charge a monthly maintenance fee.
Apply now for a Total Access Checking account to earn the $300 bonus offer
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