Community Financial Credit Union CloseEnuff™ Checking up to $1000 Bonus

Community Financial Credit Union logo

Community Financial Credit Union : CloseEnuff™ Checking

up to $1000

3.4

BankBonus.com score

Availability

Ease

Amount

Fees

Expert Take

This is the highest we've seen; however, we mostly recommend this offer if you have a high direct deposit to meet the top tiers.

Offer Expires In

How To Earn The Bonus

  1. Become a member and open a new CloseEnuff™ Checking account.
  2. Within 6 weeks, establish a recurring direct deposits as follows: <$3,000, earn $150; $3,000-$4,999.99, earn $300; $5,000-$9,999.99, earn $500; $10,000+, earn $1,000.
  3. If your direct deposit is less than $3,000 you'll also need to make 15 CFCU debit card purchase transactions
  4. Maintain direct deposit for at least 90 days.
  5. Bonus will be paid in mid-April 2026.

Available in Your Area?

No

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Unknown

Community Financial Credit Union logo

Apply Now

at Community Financial Credit Union

Available in Michigan, Community Financial Credit Union is offering a $1,000 welcome bonus when you open a new CloseEnuff™ cashflow boosting checking account and set up direct deposit. This time around they really want your direct deposit and have added new tiers for those that earn more. At the lowest level, you'll also have to meet debit card transaction requirements.

What's more? Members who also qualify for a referral bonus will receive both promotional bonuses!

How To Earn The Bonus

The Community Financial Credit Union CloseEnuff™ Checking promotion requires you to set up eligible direct deposits, and optionally, make purchases using the account's card in order to earn the up to $1000 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Monthly direct deposit amounts must meet a tier’s minimum amount each month to qualify for the bonus.
  • One bonus per member. Promotion based on SSN number.
  • An account is considered new if another was not opened within 6 months.

How does this personal checking offer from Community Financial Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

HSBC

HSBC Premier

Bonus
up to $3500
Account Type
Personal Checking
Expires In
62 days
Requires
  • Min Balance

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
1 day
Requires
  • Direct Deposit

BMO

Personal Checking

Bonus
$400 Cash Bonus*
Account Type
Personal Checking
Expires In
90 days
Requires
  • Direct Deposit

Why Community Financial Credit Union?

CloseEnuff™ Checking

The whole premise behind CloseEnuff™ Checking is to make it easier to avoid paying fees for overdraft and insufficient funds. As long as you're within $50, you're "CloseEnuff™" and will see reduced fees or have them waived altogether.

Fees

CloseEnuff™ Checking does not charge a monthly maintenance fee.

How to Join Community Financial Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Community Financial Credit Union's membership requirements:

  • Live, work, worship, or go to school in the state of Michigan.
  • Immediate family members such as a spouse, parent, child, sibling or grandparent, of someone who lives in our eligible communities are also eligible to join.
  • Anyone currently living in the same household with a member of Community Financial can also join.

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

Share Your Thoughts or Questions

There have been 1 comment about the Community Financial Credit Union CloseEnuff™ Checking up to $1000 Bonus.

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Sha

September 25, 2024

Please stay away from this Credit Union. They are not interested if you have an outstanding credit score - 800+ in TransUnion, Equifax, and Experien. Neither are they interested if your Chex is great! Randomly they are rejecting applicants! I am only referring to online applications. YMMV in case of in-person in the Branch.

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