Community Choice Credit Union Personal Checking up to $100 Bonus

Community Choice Credit Union logo

Community Choice Credit Union : Personal Checking

up to $100

3.0

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Join the credit union using the promo code NewMover50 and open a checking account to earn $50.
  2. Within 60 days, have either an active Choice Checking account or have direct deposits into a Basic Checking account that cumulatively total $300 every 35 days to earn an additional $50.
  3. New member bonus will be credited to your checking account 30 days after joining. The additional $50 bonus will be deposited 60 days after joining.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Unknown

Community Choice Credit Union logo

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at Community Choice Credit Union

If you live, work or worship in Michigan, Community Choice Credit Union is offering up to a $100 welcome bonus for joining and opening a new personal checking account.

This is a two-part offer. First, you'll earn $50 for joining and opening either a Basic or Choice checking account. Next, you can earn an additional $50 just by having chosen the Choice Checking account, or by receiving direct deposits into a Basic Checking account.

Keep in mind that although the Choice Checking account doesn't require direct deposits to earn the full $100 bonus, it does come with a small monthly fee that can only be offset via their GetBigReward$ program. Considering the small offer, you'll definitely want to factor that in when choosing between the two accounts.

How To Earn The Bonus

The Community Choice Credit Union Personal Checking promotion requires you to optionally, set up direct deposits in order to earn the up to $100 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • This offer is subject to change and could be discontinued at any time.

How does this personal checking offer from Community Choice Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

PNC

Virtual Wallet®

Bonus
up to $400
Account Type
Personal Checking
Expires In
66 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
250 days
Requires
  • Direct Deposit

U.S. Bank

U.S. Bank Smartly® Checking

Bonus
up to $700
Account Type
Personal Checking
Expires In
62 days
Requires
  • Direct Deposit
  • Min Balance (optional)

Why Community Choice Credit Union?

Community Choice Credit Union is headquartered in Farmington Hills, Michigan. It was founded in 1935 and has since grown to 21 branches that serve 115,000 members.

Community Choice has a robust suite of products, including personal checking and savings accounts, credit cards, loans, youth and business accounts.

Choice Checking

Choice Checking is Community Choice CU's premium personal checking account. It offers interest on your deposit balance over $2,500.

The account also gives you access to the credit union's GetBigReward$ program, which pays you a monthly reward depending on the number of services or products you have active with them – up to $9 for having 8.

There's a long list of services or products that count toward that 8, including having a debit card, direct deposit, online or mobile banking, enrolling in eStatements, making 15 debit card purchases, having an active checking or savings account, an auto loan or mortgage, and more. Suffice to say, while the Choice Checking monthly fee isn't strictly waive-able, you can definitely offset it.

Fees

Choice Checking charges a monthly maintenance fee of $5.95.

Basic Checking

Basic Checking is, as you'd guess, a no-frills, no fees checking account from Community Choice CU.

Fees

Basic Checking does not charge a monthly maintenance fee.

How to Join Community Choice Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Community Choice Credit Union's membership requirements:

  • Live, work, or worship in the state of Michigan
  • Be an employee or retiree of General Motors, Kelly Services, Conrail, or AmTrack
  • Be an immediate family member of a current member

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

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