If you live, work or worship in Michigan, Community Choice Credit Union is offering up to a $100 welcome bonus for joining and opening a new personal checking account.
This is a two-part offer. First, you'll earn $50 for joining and opening either a Basic or Choice checking account. Next, you can earn an additional $50 just by having chosen the Choice Checking account, or by receiving direct deposits into a Basic Checking account.
Keep in mind that although the Choice Checking account doesn't require direct deposits to earn the full $100 bonus, it does come with a small monthly fee that can only be offset via their GetBigReward$ program. Considering the small offer, you'll definitely want to factor that in when choosing between the two accounts.
How To Earn The Bonus
The Community Choice Credit Union Personal Checking promotion requires you to optionally, set up eligible direct deposits in order to earn the up to $100 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- This offer is subject to change and could be discontinued at any time.
Open a Personal Checking account before the bonus expires
How does this personal checking offer from Community Choice Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 14 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 47 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why Community Choice Credit Union?
Community Choice Credit Union is headquartered in Farmington Hills, Michigan. It was founded in 1935 and has since grown to 21 branches that serve 115,000 members.
Community Choice has a robust suite of products, including personal checking and savings accounts, credit cards, loans, youth and business accounts.
Choice Checking
Choice Checking is Community Choice CU's premium personal checking account. It offers interest on your deposit balance over $2,500.
The account also gives you access to the credit union's GetBigReward$ program, which pays you a monthly reward depending on the number of services or products you have active with them – up to $9 for having 8.
There's a long list of services or products that count toward that 8, including having a debit card, direct deposit, online or mobile banking, enrolling in eStatements, making 15 debit card purchases, having an active checking or savings account, an auto loan or mortgage, and more. Suffice to say, while the Choice Checking monthly fee isn't strictly waive-able, you can definitely offset it.
Fees
Choice Checking charges a monthly maintenance fee of $5.95.
Basic Checking
Basic Checking is, as you'd guess, a no-frills, no fees checking account from Community Choice CU.
Fees
Basic Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the up to $100 bonus offer
How to Join Community Choice Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Community Choice Credit Union's membership requirements:
- Live, work, or worship in the state of Michigan
- Be an employee or retiree of General Motors, Kelly Services, Conrail, or AmTrack
- Be an immediate family member of a current member
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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