Are you an existing customer? For a limited time, Community Banks of Colorado will give you and a friend both $50 when you refer them to open a new personal checking account and setup direct deposit. They'll also need to make purchases with their debit card in the first 2 months. You can earn up to $500 a year in referral bonuses.
How To Earn The Bonus
The Community Banks of Colorado Personal Checking promotion requires you to set up eligible direct deposits, make purchases using the account's card and use a referral link in order to earn the $50 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Referred Person must not already have a NBH Bank personal checking account.
- To make a referral, the Referrer must register for the program online at https://cobanks.royalreferralcenter.com, agree to the Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person.
- Associates of NBH Bank or its affiliates are not eligible for this program.
Open a Personal Checking account before the bonus expires
How does this personal checking offer from Community Banks of Colorado compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 40 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 73 days
- Requires
- Direct Deposit
Fifth Third Bank
Personal Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 39 days
- Requires
- Direct Deposit
Why Community Banks of Colorado?
Community Banks of Colorado is a division of NBH Bank, which is a subsidiary of National Bank Holdings Corporation (NYSE: NBHC). NBH Bank operates a network of over 80 banking centers located in Colorado, the greater Kansas City region, New Mexico, Texas and Utah, and operates under the following brand names: Bank Midwest in Kansas and Missouri, Community Banks of Colorado in Colorado and Hillcrest Bank in New Mexico, Texas and Utah.Interest Plus Checking
Fees
Interest Plus Checking does charge a monthly maintenance fee of $25, but there are ways to get this waived:
- Maintain a minimum daily balance of $5,000.
- OR, Maintain an average monthly balance of $10,000.
Personal Checking
Fees
Personal Checking does charge a monthly maintenance fee of $8, but there are ways to get this waived:
- Maintain a minimum daily balance of $800.
- OR, Maintain an average daily balance of $1,600.
- OR, Make total debit card point of sale purchases of $800.
- OR be younger than 25
If that proves challenging, there are also ways to reduce the monthly fees:
- Reduce to $3 by having a total of $1,500 in qualifying direct deposits each statement cycle
Digital First
Fees
Digital First does charge a monthly maintenance fee of $5, but there are ways to get this waived:
- Have a direct deposit into the account of $500 or more.
- AND, Post 10 or more debit card point of sale transactions in a statement cycle.
- AND, Be enroll in Online Banking and eStatements.
- Persons less than 25 or older than 65 are eligible for no fees without meeting any additional requirement.
Apply now for a Personal Checking account to earn the $50 bonus offer
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