Available in select Nebraska and Iowa counties, Cobalt Credit Union is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. You'll also have to use your debit card to earn this bonus, and the requirements for that vary depending on which checking account you open.
How To Earn The Bonus
The Cobalt Credit Union Personal Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Offer not available to existing Cobalt members or those whose membership share accounts have been closed within the last 90 days.
- The bonus is not available for existing Cobalt Blue or Cobalt Elite Checking members who have closed a Cobalt Blue or Cobalt Elite Checking account within the past 90 days.
- The minimum opening balance to open any checking account and obtain the bonus is $25.
- Cobalt employees are excluded from this offer.
Open a Personal Checking account before the bonus expires
How does this personal checking offer from Cobalt Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 45 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 78 days
- Requires
- Direct Deposit
Fifth Third Bank
Personal Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 44 days
- Requires
- Direct Deposit
Why Cobalt Credit Union?
Cobalt Elite Checking
With Cobalt Elite Checking, you receive 2 free foreign ATM withdrawals per month. To earn premium APY on balances up to $20,000, youll need to do the following: Maintain an average daily balance of $2,500; make 15 debit card purchases monthly with a minimum spend of $500, make a direct deposit and be enrolled in e-Statements.Fees
Cobalt Elite Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the $200 bonus offer
How to Join Cobalt Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Cobalt Credit Union's membership requirements:
- You or your immediate family member are employed by or a retiree of SpartanNash
- You or your immediate family member is already a member of Cobalt Credit Union
- You or your immediate family member live, work, worship, attend school, or regularly do business in the following Nebraska counties: Cass, Dodge, Douglas, Sarpy, Saunders, Washington
- You or your immediate family member live, work, worship, attend school, or regularly do business in the following Iowa counties: Carroll, Crawford, Harrison, Ida, Mills, Monoma, Pottawattamie, Sac, Shelby
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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