Available to Colorado residents with the ability to open online, Citywide Banks is offering a $150 bonus when you open a new free checking account and connect your direct deposit.
How To Earn The Bonus
The Citywide Banks Free Checking promotion requires you to set up eligible direct deposits in order to earn the $150 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- This offer is for new consumer checking customers only.
- Existing customers with loans, savings, or business checking accounts are eligible for the offer.
- You are not eligible for this offer if: (1) You are a current Citywide Banks consumer checking account primary or joint owner or (2) You have received a bonus for opening a Citywide Banks consumer checking account within the past 12 months.
- A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer, agency or company making these payments that they use the ACH network.
- Transfers from one account to another, mobile deposits, Person to Person payments (such as Zelle®) or deposits made at a branch or ATM do not qualify as a direct deposit.
- If the 90th calendar day falls on a weekend or holiday, the following business day will be used to qualify for the promotion.
- Closing the account will negate any unearned or unpaid bonus.
- The bonus will be paid to the account opened first if multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name.
- Limit one bonus per new consumer account relationship.
- An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable.
Open a Free Checking account before the bonus expires
How does this personal checking offer from Citywide Banks compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 39 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 125 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Recent Versions of This Offer
Banks often tweak the requirements and the reward amount of their welcome offers. Track how this welcome bonus from Citywide Banks has changed over time:
| Promo Dates | Amount | Requirement Notes |
|---|---|---|
| Mar 17 - Aug 25, 2023 | $200 | Same requirements as current offer: (2) direct deposits of at least $300 each. |
Why Citywide Banks?
Free Checking
A simple, straightforward checking account with online/mobile banking and no monthly fees when enrolled in eStatements.Fees
Free Checking does not charge a monthly maintenance fee.
Apply now for a Free Checking account to earn the $150 bonus offer
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