Citi® is offering up to a $1,500 cash bonus when you open a new Citi Priority Relationship Tier account with activities. Like most Citi promotions, this is a tiered offer based on the amount you're able to deposit and maintain in your new checking account.
Citi recently removed the upper tier to this bonus, making the max payout capping at their previous "middle tier". All told, the bonus amount ranges from $500 for depositing $30,000, up to the full $1,500 for depositing $200,000 or more.
Depending on when you deposit the cash (it needs to be there by the 20th day), the bonus represents an effective rate of roughly 4-11% on your savings. The $500 offer nets you the best effective rate, but every offer is significantly more than what you can find on most savings accounts. So if you have the cash, this is a great way to put it to work, risk-free.
It's important to note that this offer is available in most, but not all states.
Information about some or all of these products has been collected independently by the author. The issuer did not provide the details, nor is it responsible for their accuracy.
How To Earn The Bonus
The Citi® Relationship Tier promotion requires you to deposit and maintain a minimum balance in order to earn the up to $1500 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Must enroll in the offer by opening your account directly from the linked page. If you open your account on citi.com by any other means than those described, you will not be eligible to earn the New to Citi Checking Cash Bonus Offer.
- The balance on your 45th day will determine your maximum eligible cash bonus.
- Must maintain your balance for an additional 45 days from the 46st day. Should you fall to a lower tier (even for 1 day) within that window, your maximum bonus will drop to that tier.
- Only new checking customers can take advantage of this offer.
- Must be at least 18 years old.
- Funds must be new to Citi: funds deposited from external accounts or payees other than Citibank, N.A. and must be deposited using domestic ACH transfer, direct deposit, checks drawn on banks other than Citibank, N.A. or wire transfer.
- Cash deposits, Citi Global Transfers, international ACH transfers, Zelle® transactions and person-to-person transfer services such as Apple Pay, PayPal®, and Venmo, and Zelle®, do not qualify as New-to-Citi Funds.
- You cannot use a Citi® Accelerate Savings Account or a Citi® Savings Account to maintain your balance as part of this offer and still be eligible to earn the bonus.
- To remain eligible, your checking account must remain open and in good standing from the time it’s opened until you receive your bonus.
Open a Relationship Tier account before the bonus expires on January 7, 2025
How does this personal checking offer from Citi® compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 58 days
- Requires
- Direct Deposit
BMO
Smart Advantage Checking Account
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 91 days
- Requires
- Direct Deposit
Fifth Third Bank
Personal Checking
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 12 days
- Requires
- Direct Deposit
Why Citi®?
Citi is headquartered in New York and has around 2,600 locations worldwide (about 1,000 of those are here in the U.S.) and over 65,000+ ATMs worldwide. So you really never need to worry about getting access to your cash.
Citi is best known for their credit cards, but they offer just about every product you'd expect from a big national bank – covering banking, lending, investing, and wealth management.
What we really love about Citi is the consistent promotions, usually available nationwide. When you open a new account or credit card, Citi will very often give you bonus cash.
What's more, Citi promotions are often tiered. The low requirements make the offers accessible to most people, but even better, Citi will reward you big if you can meet the highest terms.
Learn more in our Citi® review
Citi Priority Relationship Tier
Citi Priority Relationship Tier gives customers more access to professional financial guidance.
With this account, you’ll be able to chat with Citi Priority Advisors at your local branch or over the phone. You’ll also have access to other investment resources and financial planning tools.
Like the Citibank® Account Package, you’ll qualify for preferred pricing and rates on other services throughout the bank.
Fees
See Citi® website for more information regarding fees.
Citigold® Checking Account
The Citigold® Checking Account takes things a step further than the Citibank® and Citi Priority by setting you up with your own dedicated financial team. This includes a relationship manager, as well as a wealth advisor.
There’s no monthly fee, but to keep your account, you need to maintain a minimum balance of at least $200,000 between your linked checking, savings, and investment accounts.
Fees
See Citi® website for more information regarding fees.
Apply now for a Relationship Tier account to earn the up to $1500 bonus offer
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired or changed.
Share Your Thoughts or Questions
There have been 11 comments about the Citi® Relationship Tier up to $1500 Bonus.
Amy
July 10Hi, can anyone comment on how they can avoid the monthly fee for the account if you can't do direct deposit? For both Everyday Benefits account and the Citi Priority - "Ways to avoid Monthly Service Fees with $250+ in Enhanced Direct Deposits"
ReplyReply to Amy
lola
November 17, 2023Easy bonus to do once a year. Always keep screenshots though.
ReplyReply to lola
Rebecca
November 17, 2023I deposited $15,000 for 3 months to get $400 bonus. Then high minimum of $1500 to avoid monthly fees until bonus received and account could be closed. So, study the timeline carefully and watch the details, with so much investment required. I referred my husband to the offer for an additional $100 bonus.
ReplyReply to Rebecca
Ankit Jain
November 16, 2023Citi has a habit of losing on the bonuses. You may have to get on a hours of hold time to get in touch with them. Make sure to keep the screenshot of any code applied and terms of the offer. Keep the account open as they may abruptly deposit the bonus after completing the requirements and months later but need to close the account at some point as this is a churnable account
ReplyReply to Ankit Jain
Tom
November 16, 2023Take screen shots throughout the application process! Citi is great bank where you can earn bonuses once or twice a year. Take screen shots in case you need to prove you used the link for a promotion. Carefully follow the steps they lay out for the promotion. They will reliably pay the bonus most of the time without you having to contact them. If not, you can contact them with the screenshots and shouldn't have any problems. When you use Chat or Call to Close the account, be sure to log back into your account in a few days to confirm it is closed. They have been known NOT to close your account correctly, which will cause you fees or prolong your clock before you can start over and earn another bonus.
ReplyReply to Tom
Jake
November 16, 2023I did this for my wife and me. We had $30,000 that we bounced between our two accounts and made an easy $1,000. You have to be patient with this one because the seasoning period is long, but it worked twice for us!
ReplyReply to Jake
John
November 15, 2023I've had a terrible experience with Citi in the past when opening up a credit card. Hopefully things work better with their bank bonuses.
ReplyReply to John
Jamon
November 13, 2023This took a large balance to participate, but I did it anyway. My wife opened an account first, then referred me in, so she got an EXTRA $100 referral bonus on top of the standard bonus!
ReplyReply to Jamon
Lee
November 11, 2023I would like to be able to open a banking relationship with Citi, but the requirements for this promotion is too steep for me to swallow. So for now, I will wait and hope for a better Citi promotion.
ReplyReply to Lee
Nicholas
November 3, 2023I was surprised to see a bank account bonus for $2,000, but then I saw that you had to deposit $300,000. I suspect mostly everyone will do the lower tiers, but I dream of the day that I have $300,000 liquid cash to move just to get a bank bonus. 😀
ReplyReply to Nicholas
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