Citi® Enhanced Direct Deposit $325 Bonus

Earlier last year, Citi offered an Enhanced Direct Deposit bonus to some existing cardholders when they opened a qualifying new checking account and completed required activities. Now they've opened it up to everyone as a new product launch.

How To Earn The Bonus

The Citi® Enhanced Direct Deposit promotion requires you to set up eligible direct deposits in order to earn the $325 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

Please refer to the institution's website for any terms and conditions that may apply.

Open an Enhanced Direct Deposit account now to earn the $325 bonus

How does this personal checking offer from Citi® compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

BMO

Smart Advantage Checking Account

Bonus

$300

Account Type

Personal Checking

Expires In

14 days

Requires

• Direct Deposit

Full Details

TD Bank

Beyond Checking

Bonus

$300

Account Type

Personal Checking

Expires In

100 days

Requires

• Direct Deposit

Full Details

Discover

Discover® Cashback Checking

Bonus

up to $360

Account Type

Personal Checking

Expires In

Limited Time

Requires

• Card Spend

Full Details

Why Citi®?

Citi is headquartered in New York and has around 2,600 locations worldwide (about 1,000 of those are here in the U.S.) and over 65,000+ ATMs worldwide. So you really never need to worry about getting access to your cash.

Citi is best known for their credit cards, but they offer just about every product you'd expect from a big national bank – covering banking, lending, investing, and wealth management.

What we really love about Citi is the consistent promotions, usually available nationwide. When you open a new account or credit card, Citi will very often give you bonus cash.

What's more, Citi promotions are often tiered. The low requirements make the offers accessible to most people, but even better, Citi will reward you big if you can meet the highest terms.

Learn more in our Citi® review

Enhanced Direct Deposit

Fees

See Citi® website for more information regarding fees.

Open an Enhanced Direct Deposit before the bonus expires on July 7, 2025

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired or changed.

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