Chase Total Checking® $200 Bonus

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Chase Bank : Chase Total Checking®

$200

Offer Expires In

How To Earn The Bonus

  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

Available in Your Area?

Yes

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Soft

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at Chase

The flagship Chase checking account bonus was recently decreased from $225 down to $200. While $200 is what Chase has historically offered as a new checking account bonus, it's still a bummer to see the amount go down.

That said, Chase Total Checking® is the most popular account from one of the nation's best banks. You'll have access to more than 4,700 branch locations and 16,000 ATMs, along with a top-rated mobile app.

Your new account can be opened easily online, and earning the bonus is super straightforward: receive a qualifying direct deposit into your new account within 90 days, and Chase will reward you within 15 days.

Keep in mind that Chase Total Checking® does charge a $12 monthly maintenance fee, but there are several ways to have this waived, including maintaining a minimum daily balance of $1,500 or making at least $500 in electronic deposits each month.

Assuming you can keep the account free, we definitely recommend taking advantage of this easy cash bonus from Chase!

How To Earn The Bonus

The Chase Total Checking® promotion requires you to set up direct deposits in order to earn the $200 bonus.

Full requirements to receive this bonus are:

  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

The fine print

  • Offer not valid to existing Chase checking customers or to those whose accounts have been closed within 90 days.
  • If you close the account within six months, Chase will take the bonus back.
  • You can only receive one new checking account opening related bonus once every two years.

How does this personal checking offer from Chase compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi®

Citi Priority Account

Bonus
up to $2000
Account Type
Personal Checking
Expires In
35 days
Requires
  • Min Balance

U.S. Bank

U.S. Bank Smartly™ Checking

Bonus
$300
Account Type
Personal Checking
Expires In
14 days
Requires
  • Direct Deposit

Upgrade

Rewards Checking

Bonus
$200
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Card Spend

Recent Versions of This Offer

Banks often tweak the requirements and the reward amount of their welcome offers. Track how this welcome bonus from Chase has changed over time:

  • Expired April 7, 2022: Make a direct deposit, receive $225

Why Chase Bank?

Chase Bank is one of the largest banks in the U.S., and one of our top picks for national banks. You'll have access to more than 4,700 physical branches, 16,000 ATMs, and a well-liked mobile app that makes it easy to skip both (it averages 4.8 stars in the App Store and 4.4 stars on Google Play).

Chase offers everything from credit cards, home and auto loans, personal accounts, business and commercial products, and investment products under their J.P. Morgan umbrella.

Like most of the national banks, their rates aren't great, but their product breadth makes it easy to conveniently bank all at one place.

Plus, when it comes to bank bonuses and coupon codes, Chase has some of the best out there. The bank is constantly trying to attract new customers with sign-up bonuses and promotional offers.

Chase Total Checking®

This is Chase's most popular checking account, and it's a solid choice if you want a straightforward, basic checking account. The account does, however, charge for checks and for using ATMs outside of Chase's network, nor does it offer interest on your account balance.

Fees

Chase Total Checking® does charge a monthly fee of $12, but there are ways to get this waived:

  • Make at least $500 in electronic deposits each month
  • OR, maintain a minimum beginning balance each day of $1,500
  • OR, maintain a minimum beginning balance each day of $5,000 in any combination of this account and linked qualifying Chase accounts

Chase Bank Locations

You may sometimes be required to visit a branch in-person to take advantage of a welcome offer. Or, you may just prefer the convenience of banking with institutions that have locations near you.

Fortunately, Chase has more than 4,700 branches in the United States.

Get a better idea of how well Chase Bank can serve you by checking out their branches closest to your area:

118 East Grand River
Fowlerville, MI 48836

Directions

7 West Main Street
Riverhead, NY 11901

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203 East Berry Street
Fort Wayne, IN 46802

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1475 Ruben M. Torres Boulevard
Brownsville, TX 78521

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4011 San Pedro Avenue
San Antonio, TX 78212

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3800 East 42nd Street
Odessa, TX 79762

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6300 Harry Hines Boulevard
Dallas, TX 75235

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200 South Tenth Street
Mcallen, TX 78501

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111 S Garland Ave
Garland, TX 75040

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700 East Main Street
Grand Prairie, TX 75050

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990 North Walnut Creek Drive
Mansfield, TX 76063

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600 Bailey Avenue
Fort Worth, TX 76107

Directions