Chase Total Checking® $225 Bonus

Chase Bank : Chase Total Checking®

Bonus Amount
$225
Account Type
Personal Checking
Available In Your Area?
Yes
Offer Expires In
Bonus Requirements
  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.
Other Details
Hard Credit Pull?
Open Online?
Save for later
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Available nationwide with the ability to open online, Chase is offering a $225 welcome bonus when you open a new checking account and set up direct deposit. This is up from their normal offer of $200.

How To Earn The Bonus

The Chase Total Checking® promotion requires you to set up direct deposits in order to earn the $225 bonus. Full requirements to receive this bonus are:

  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

The fine print

  • Offer not valid to existing Chase checking customers or to those whose accounts have been closed within 90 days.
  • If you close the account within six months, Chase will take the bonus back.
  • You can only receive one new checking account opening related bonus once every two years, but you can stack this bonus with a savings account bonus.

Why Chase Bank?

Chase Bank is one of the largest banks in the U.S., and one of our top picks for national banks. You'll have access to more than 4,700 physical branches, 16,000 ATMs, and a well-liked mobile app that makes it easy to skip both (it averages 4.6 stars with 5 million reviews in the App and Google Play stores).

They offer everything from credit cards, home and auto loans, personal accounts, business and commercial products, and investment products under their J.P. Morgan umbrella.

Like most of the national banks, their rates aren't great, but their product breadth makes it easy to conveniently bank all at one place.

Plus, when it comes to bank bonuses and coupon codes, Chase has some of the best out there. The bank is constantly trying to attract new customers with sign-up bonuses and promotional offers.

Chase Total Checking®

This is Chase's most popular checking account, and it's a solid choice if you want a straightforward, basic checking account. The account does, however, charge for checks and for using ATMs outside of Chase's network, nor does it offer interest on your account balance.

Fees

Chase Total Checking® does charge a monthly fee of $12, but there are ways to get this waived:

  • Make at least $500 in electronic deposits each month
  • OR, maintain a minimum beginning balance each day of $1,500
  • OR, maintain a minimum beginning balance each day of $5,000 in any combination of this account and linked qualifying Chase accounts