Chase Total Checking® $200 Bonus

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Chase Bank : Chase Total Checking®

$200

Offer Expires In

How To Earn The Bonus

  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

Available in Your Area?

Yes

Monthly Fees?

Yes

Open Online?

Yes

Credit Pull?

Soft

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at Chase

Chase has recently decreased their welcome offer from $225 to $200. While $200 is what Chase has historically offered as a new checking account bonus, it's still a slight bummer to see the amount go down.

That said, Chase Total Checking® is the most popular account from one of the top national banks.

The account can be opened easily online, and earning the bonus is super straightforward: receive a qualifying direct deposit into your new account within 90 days, and Chase will reward you within 15 days. Definitely check it out!

How To Earn The Bonus

The Chase Total Checking® promotion requires you to set up direct deposits in order to earn the $200 bonus.

Full requirements to receive this bonus are:

  1. Open a Chase Total Checking® account.
  2. Within 90 days, have a direct deposit made from either your employer (paycheck or pension) or the government (any benefit such as Social Security).
  3. Receive your money within 15 days of the deposit posting.

The fine print

  • Offer not valid to existing Chase checking customers or to those whose accounts have been closed within 90 days.
  • If you close the account within six months, Chase will take the bonus back.
  • You can only receive one new checking account opening related bonus once every two years.

How does this checking offer from Chase compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi

Citi Priority Account

Bonus
up to $1500
Account Type
Personal Checking
Expires In
50 days
Requires
  • Min Balance

Fifth Third Bank

Personal Checking

Bonus
$350
Account Type
Personal Checking
Expires In
125 days
Requires
  • Direct Deposit

Acorns

Acorns Spend

Bonus
$75
Account Type
Personal Checking
Expires In
3 days
Requires
  • Direct Deposit
  • Card Spend

Why Chase Bank?

Chase Bank is one of the largest banks in the U.S., and one of our top picks for national banks. You'll have access to more than 4,700 physical branches, 16,000 ATMs, and a well-liked mobile app that makes it easy to skip both (it averages 4.6 stars with 5 million reviews in the App and Google Play stores).

They offer everything from credit cards, home and auto loans, personal accounts, business and commercial products, and investment products under their J.P. Morgan umbrella.

Like most of the national banks, their rates aren't great, but their product breadth makes it easy to conveniently bank all at one place.

Plus, when it comes to bank bonuses and coupon codes, Chase has some of the best out there. The bank is constantly trying to attract new customers with sign-up bonuses and promotional offers.

Chase Total Checking®

This is Chase's most popular checking account, and it's a solid choice if you want a straightforward, basic checking account. The account does, however, charge for checks and for using ATMs outside of Chase's network, nor does it offer interest on your account balance.

Fees

Chase Total Checking® does charge a monthly fee of $12, but there are ways to get this waived:

  • Make at least $500 in electronic deposits each month
  • OR, maintain a minimum beginning balance each day of $1,500
  • OR, maintain a minimum beginning balance each day of $5,000 in any combination of this account and linked qualifying Chase accounts