Capital One Spark Miles for Business 50,000 Miles Bonus

Capital One Spark Miles for Business Card Art

Capital One Spark Miles for Business

50,000 Miles

3.6

BankBonus.com score

Availability

Ease

Amount

Fees

How To Earn The Bonus

  1. Apply for a new Capital One Spark Miles business credit card via the link below.
  2. In the first 3 months, spend $4,500
  3. Bonus will be applied to your rewards balance within two billing cycles after meeting the requirements.

Annual Fee

$0 intro for first year; $95 after that

Intro APR

No

Regular APR ((Variable))

26.24%

Credit Needed

Good to excellent

Capital One Spark Miles for Business Card Art

Learn More

at CardRatings.com

With the Capital One Spark Miles for Business card, small business owners who don't want to worry about bonus categories can earn straightforward travel rewards, getting the same amount of miles on every purchase.

If you're in the market for a low-annual-fee business credit card that offers solid reward miles on all purchases and elevated earnings on hotel and rental car purchases, check out Capital One Spark Miles business card from Capital One.

This offer lets new cardholders earn a one-time 50,000 miles bonus, in addition to earning unlimited 2X miles for your business on every purchase with no limits or category restrictions and unlimited 5X miles on hotels and rental cars booked through Capital One Travel.

To earn the bonus, you'll need to spend $4,500 using your new card – and you'll have 3 months to meet that requirement. They have another offer on the same card that's only 20,000 bonus miles if a no-annual fee card and an introductory 0% APR for the first 9 months is more appealing to you.

Like most credit card promotions from Capital One, you'll also need to be a completely new cardholder – previous account holders aren't eligible.

How To Earn The Bonus

The Capital One Spark Miles for Business promotion requires you to make purchases using the account's card in order to earn 50,000 bonus miles (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Existing or previous cardholders may not be eligible for this one-time bonus.
  • Your rewards are yours for the life of the account—they will not expire. But if your account is closed, you will lose any rewards you have not redeemed.

How does this Business Card from Capital One compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Chase

Ink Business Unlimited® Credit Card

Bonus
$750
Account Type
Business Card
Annual Fee
$0

Chase

Ink Business Cash® Credit Card

Bonus
up to $750
Account Type
Business Card
Annual Fee
$0

Amex

The Blue Business® Plus Credit Card from American Express

Bonus
15,000 Points
Account Type
Business Card
Annual Fee
No annual fee

Why Capital One?

Capital One Bank is the fifth-largest consumer bank and the eighth-largest financial institution in the U.S. The firm has become well known in recent years for credit cards and the popular slogan, "What's in your wallet?"

The bank has about 325 physical branches – most of which are in New York, Texas and Virginia – and 70,000 fee-free ATMs. Their products cover both personal and business, with their rates and fees surprisingly competitive for a national bank. In fact, their 360 Checking account has no monthly fee while also offering (a small amount of) interest on your balance – virtually unheard of.

Capital One's digital experience is also solid, with intuitive online and mobile apps that are well-reviewed (4.9 in the App Store with 5.6 million ratings and 4.6 from the 1.3 million Android users) and offer the same features as most of the online-focused banks: card lock, mobile check deposit, instant alerts, reward tracking and redemption, face ID, and Zelle transfers.

Overall, Capital One is a really solid bank, and if you can also add on a welcome bonus? Well, that's the cherry on top.

Capital One Spark Miles for Business

With the Capital One Spark Miles for Business card, small business owners who don't want to worry about bonus categories can earn straightforward travel rewards, getting the same amount of miles on every purchase.

Pros

  • Transferrable rewards
  • Welcome bonus
  • Unlimited rewards on all purchases

Cons

  • Annual fee after first year
  • Fewer perks than other travel cards