Capital One Spark Cash Select - $500 Cash Bonus $500 Bonus

Capital One Spark Cash Select - $500 Cash Bonus Card Art
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at Capital One

Capital One Spark Cash Select - $500 Cash Bonus

Learn More

at Capital One

Bonus Offer
$500 details
Annual Fee
$0
Intro APR
N/A
Regular APR
17.49% - 23.49% (Variable)
Recommended Credit Score
720 850

The Capital One Spark Cash Select Card is a good fit for small business owners who want a straightforward hassle-free rewards card with no cost and some nice bookkeeping benefits. It isn't the best pick for big spenders, who could earn higher rewards in bonus categories—with an annual fee—elsewhere.

Pros

  • No annual fee
  • Cash bonus
  • Unlimited cashback rewards

Cons

  • Requires excellent credit
  • No intro APR offer

is offering $500 when you open a new Details below!

How To Earn The Bonus:

  1. Apply for a new Capital One Spark Select credit card using the link below.
  2. Within 3 months, spend $4,500 using your new card.
  3. Bonus will be applied to your rewards balance within two billing cycles after meeting the requirements.

The Capital One Spark Cash Select Card is a good fit for small business owners who want a straightforward hassle-free rewards card with no cost and some nice bookkeeping benefits. It isn't the best pick for big spenders, who could earn higher rewards in bonus categories—with an annual fee—elsewhere.

If you're in the market for a zero-annual-fee business credit card that offers solid cash back on all purchases and elevated earnings on hotel and rental car purchases, check out Capital One Spark Select from Capital One.

This offer lets new cardholders earn a one-time $500 bonus, in addition to earning unlimited 1.5% cash back for your business on every purchase with no limits or category restrictions and unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

To earn the bonus, you'll need to spend $4,500 using your new card – and you'll have 3 months to meet that requirement. They have another offer on the same card for an introductory 0% APR for the first 15 months, in lieu of a cash bonus, if that's more appealing to you.

Like most credit card promotions from Capital One, you'll also need to be a completely new cardholder – previous account holders aren't eligible.

How To Earn The Bonus

The Capital One Spark Cash Select - $500 Cash Bonus promotion requires you to make purchases using the account's card in order to earn the $500 bonus.

Full requirements to receive this bonus are:

  1. Apply for a new Capital One Spark Select credit card using the link below.
  2. Within 3 months, spend $4,500 using your new card.
  3. Bonus will be applied to your rewards balance within two billing cycles after meeting the requirements.

The fine print

  • Existing or previous cardholders may not be eligible for this one-time bonus.
  • Your rewards are yours for the life of the account—they will not expire. But if your account is closed, you will lose any rewards you have not redeemed.

How does this Business Card from Capital One compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Chase

Ink Business Unlimited® Credit Card

Bonus
$900
Account Type
Business Card
Annual Fee
$0

Chase

World of Hyatt Business Credit Card

Bonus
60,000 Points
Account Type
Business Card
Annual Fee
$199

Chase

Ink Business Cash® Credit Card

Bonus
$900
Account Type
Business Card
Annual Fee
$0

Why Capital One?

Capital One Bank is the fifth-largest consumer bank and the eighth-largest financial institution in the U.S. The firm has become well known in recent years for credit cards and the popular slogan, "What's in your wallet?"

The bank has about 325 physical branches – most of which are in New York, Texas and Virginia – and 70,000 fee-free ATMs. Their products cover both personal and business, with their rates and fees surprisingly competitive for a national bank. In fact, their 360 Checking account has no monthly fee while also offering (a small amount of) interest on your balance – virtually unheard of.

Capital One's digital experience is also solid, with intuitive online and mobile apps that are well-reviewed (4.9 in the App Store with 5.6 million ratings and 4.6 from the 1.3 million Android users) and offer the same features as most of the online-focused banks: card lock, mobile check deposit, instant alerts, reward tracking and redemption, face ID, and Zelle transfers.

Overall, Capital One is a really solid bank, and if you can also add on a welcome bonus? Well, that's the cherry on top.