Capital One Spark Cash Plus $1200 Bonus

Capital One Spark Cash Plus Card Art

Capital One Spark Cash Plus

$1200

2.9

BankBonus.com score

Availability

Ease

Amount

Fees

How To Earn The Bonus

  1. Open a new Capital One Spark Cash Plus credit card using the link below.
  2. Within the first 3 months, spend $30,000, earn $1,200.
  3. Going forward, in any calendar year that you spend a total of $200,000 or more, earn $200.

Annual Fee

$150

Intro APR

No

Regular APR ()

N/A

Credit Needed

Excellent

Capital One Spark Cash Plus Card Art

Learn More

at CapitalOne.com

The Capital One Spark Cash Plus Card is a good fit for small business owners who want a straightforward hassle-free rewards card and some nice bookkeeping benefits. It isn’t the best pick for big spenders, who could earn higher rewards in bonus categories—with an annual fee—elsewhere.

If you're in the market for a low-annual-fee business credit card that offers solid cash back on all purchases and elevated earnings on hotel and rental car purchases, check out Capital One Spark Cash Plus from Capital One.

This offer lets new cardholders earn a one-time bonus of $1,200, in addition to earning unlimited 2.0% cash back for your business on every purchase with no limits or category restrictions and unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.

What's more? As if that isn't enough, this card will keep rewarding you with a $200 cash bonus every year you spend $200,000, which is more than enough to cover the annual fee!

Like most credit card promotions from Capital One, you'll also need to be a completely new cardholder – previous account holders aren't eligible.

The information found on this page was not provided by Capital One.

How To Earn The Bonus

The Capital One Spark Cash Plus promotion requires you to make purchases using the account's card in order to earn the $1200 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Existing or previous cardholders may not be eligible for this one-time bonus.
  • Your rewards are yours for the life of the account—they will not expire. But if your account is closed, you will lose any rewards you have not redeemed.

How does this Business Card from Capital One compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Chase

Ink Business Unlimited® Credit Card

Bonus
$750
Account Type
Business Card
Annual Fee
$0

Chase

Ink Business Cash® Credit Card

Bonus
$750
Account Type
Business Card
Annual Fee
$0

Amex

The Blue Business® Plus Credit Card from American Express

Bonus
15,000 Points
Account Type
Business Card
Annual Fee
No annual fee

Why Capital One?

Capital One Bank is the fifth-largest consumer bank and the eighth-largest financial institution in the U.S. The firm has become well known in recent years for credit cards and the popular slogan, "What's in your wallet?"

The bank has about 325 physical branches – most of which are in New York, Texas and Virginia – and 70,000 fee-free ATMs. Their products cover both personal and business, with their rates and fees surprisingly competitive for a national bank. In fact, their 360 Checking account has no monthly fee while also offering (a small amount of) interest on your balance – virtually unheard of.

Capital One's digital experience is also solid, with intuitive online and mobile apps that are well-reviewed (4.9 in the App Store with 5.6 million ratings and 4.6 from the 1.3 million Android users) and offer the same features as most of the online-focused banks: card lock, mobile check deposit, instant alerts, reward tracking and redemption, face ID, and Zelle transfers.

Overall, Capital One is a really solid bank, and if you can also add on a welcome bonus? Well, that's the cherry on top.

Capital One Spark Cash Plus

The Capital One Spark Cash Plus Card is a good fit for small business owners who want a straightforward hassle-free rewards card and some nice bookkeeping benefits. It isn’t the best pick for big spenders, who could earn higher rewards in bonus categories—with an annual fee—elsewhere.

Pros

  • High reward rate on all purchases
  • No foreign transaction fees
  • Complimentary employee cards

Cons

  • Annual fee
  • Can’t carry a balance