Busey Bank Personal Checking up to $500 Bonus

Busey Bank logo

Busey Bank : Personal Checking

up to $500

4.6

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a new Foundation Checking account using promocode LevelUp1 or Busey Pillar Banking account using promocode LevelUp2
  2. Within 90 days, use yourd Debit card at least 3 times.
  3. During the same time period, complete qualifying direct deposits as follows: $2,000 – $2,999.99, earn $200; $3,000 – $3,999.99, earn $300; $5,000+, earn $500
  4. Enroll and remain enrolled in online banking with eStatements.
  5. Bonus will be received within one hundred thirty (130) days of account opening

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Unknown

Busey Bank logo

Apply Now

at Busey Bank

Available primarily in select midwestern states, Busey Bank is offering up to a $500 welcome bonus when you open a new personal checking account and set up direct deposit. They want you to maintain an active account, so you'll also need to use your debit card as well.

This time around they've removed monthly installment bonuses and reward you more for higher direct deposit amounts.

How To Earn The Bonus

The Busey Bank Personal Checking promotion requires you to set up eligible direct deposits and make purchases using the account's card in order to earn the up to $500 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • You will not qualify for the tiered credit if you are an existing Busey personal checking account customer, you are a Busey Bank employee OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account incentive at any time.
  • YA qualifying direct deposit is an electronic deposit of regular monthly income such as your salary, pension, or government benefits (such as Social Security) from your employer government, or other payer. Deposits made by teller/ATM/mobile deposits, wire transfers, debit card transfers, external transfers from other accounts at Busey, other financial institutions, or brokerage accounts, Person-to-Person and Account-to-Account transfers do not qualify.

How does this personal checking offer from Busey Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

BMO

Personal Checking

Bonus
$400 Cash Bonus*
Account Type
Personal Checking
Expires In
55 days
Requires
  • Direct Deposit

PNC

Virtual Wallet® with Performance Select

Bonus
$400
Account Type
Personal Checking
Expires In
79 days
Requires
  • Qualifying Direct Deposit

Chase

Chase Total Checking®

Bonus
$400
Account Type
Personal Checking
Expires In
36 days
Requires
  • Direct Deposit

Why Busey Bank?

Foundation Checking

Foundation Checking is Busey Bank's simple and free checking account.

Fees

Foundation Checking does not charge a monthly maintenance fee.

Pillar Banking

A Pillar Banking checking account let's you enjoy free or discounted banking services including free Specialty Blue consumer checks, free Official checks, 25% off of annual safe deposit box fees, free paper statements and special rate increases on eligible CD and IRA products!

Fees

Pillar Banking does charge a monthly maintenance fee of $15, but there are ways to get this waived:

  • Maintain a combined balance of $15,000 daily in any combination of eligible accounts for the Pillar Banking statement cycle.

Share Your Thoughts or Questions

There have been 2 comments about the Busey Bank Personal Checking up to $500 Bonus.

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Mom Money

March 17, 2025

As of 1/26/25 the "BUSEY300” incentive is no longer active.

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Josh

December 14, 2024

I was immediately denied after applying online. No reason provided.

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