To kick off 2025, BMI Federal Credit Union is now offering new members that signup through a preferred employer $450 for opening a new personal checking account and using their debit card. This offer is the highest offer we've seen from BMI FCU so now's a good time to signup if you qualify. Keep in mind, you must keep the account open for 12 months or they'll claw it back.
How To Earn The Bonus
The BMI FCU Personal Checking [Preferred Partner] promotion requires you to make purchases using the account's card in order to earn the $450 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Offer not valid on Business accounts.
- This offer is not available to existing members, those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance.
- Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing.
- Offer cannot be combined with other checking offers or add-on bonus offers. Membership eligibility and account requirements apply.
- BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County.
Open a Personal Checking [Preferred Partner] before the bonus expires on June 30, 2025
How does this personal checking offer from BMI FCU compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $350*
- Account Type
- Personal Checking
- Expires In
- 30 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 89 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why BMI Federal Credit Union?
Free Checking Account
A free personal checking account from BMI Federal Credit Union that covers the basics including online and mobile banking, bill pay, alerts, and mobile check deposit. You'll also get access to their "BMI Change Jar", which rounds up each debit card transaction to the nearest dollar and transfers it to a high-yield savings account automatically.
Fees
Free Checking Account does not charge a monthly maintenance fee.
Apply now for a Personal Checking [Preferred Partner] to earn the $450 bonus offer
How to Join BMI Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of BMI FCU's membership requirements:
- Live, work, worship or attend school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County (Ohio).
- Be an immediate family member of a current member and/or anyone sharing household expenses of a current member.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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