Available in Missouri and Illinois, Arsenal Credit Union is offering up to a $300 welcome bonus when you open a new personal checking account and use your debit card. This time around, they added a new direct deposit bonus opportunity to bring the total bonus amount up to $300. It's a pretty easy offer to earn, so, might as well if you've been considering joining.
What's more? if you take out a loan you can earn an additional $300 on top!
How To Earn The Bonus
The Arsenal Credit Union Personal Checking promotion requires you to make purchases using the account's card, and optionally, set up eligible direct deposits in order to earn the up to $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Must be age 18+ and mention this offer at account opening.
Open a Personal Checking account before the bonus expires on December 31, 2026
How does this personal checking offer from Arsenal Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 28 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 52 days
- Requires
- Qualifying Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 55 days
- Requires
- Direct Deposit
Why Arsenal Credit Union?
Free Checking
Free Checking lets you access your money with no balance requirements, no monthly fees, and full digital conveniences like online/mobile banking, mobile check deposit, automatic bill pay, and Zelle transfers, plus features such as debit card controls and rounding-up savings with “Spend to Save.”Fees
Free Checking does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the up to $300 bonus offer
How to Join Arsenal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Arsenal Credit Union's membership requirements:
- Service area includes multiple counties in Missouri (Jefferson, St. Louis County/City, Franklin, Washington, St. Francois, Ste. Genevieve, plus select ZIP codes in Jasper, Miller, Camden, and Morgan) and Illinois (St. Clair, Madison, Monroe, Randolph).
- You or a family member must live or work in Arsenal Credit Union’s service area.
- Small businesses located in the service area are also eligible.
- You can join through an eligible family member (parent, grandparent, sibling, spouse, child, aunt/uncle, niece/nephew, first cousin, legal guardian, or adoptive relationship).
- Eligibility through select employers, including: National Geospatial-Intelligence Agency (NGA), Local Veterans Affairs (VA) facilities or contractors, Department of Defense or VA (retirees included), Local real-estate industry (agents, brokers, appraisers, etc.), Federal government positions in the area, U.S. Postal Service and more.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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