Affinity Federal Credit Union Cash Back Debit $150 Bonus

Affinity Federal Credit Union : Cash Back Debit

Bonus Amount
$150
Account Type
Personal Checking
Available In Your Area?
Yes
Offer Expires In
Bonus Requirements
  1. Open a new Cash Back Debit account using the link below.
  2. Within 30 days, set up a recurring direct deposit of $500 and receive that direct deposit every month for 3 consecutive months.
  3. Within that same 90 days, make 10 debit card purchases.
  4. Bonus will be credited to your new account 30 days after meeting the requirements.
Other Details
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Affinity Credit Union is offering a $150 sign up bonus for joining the credit union and opening a Cash Back Debit account.

To earn the reward, you'll need to set up direct deposit and receive that recurring deposit for the three consecutive months following account opening. You'll also need use your debit card a total of 10 times within those three months.

This is a free rewards checking account from a credit union anyone can join.

They've partnered with more than 2,000 businesses, associations and clubs, and if you're affiliated with any of them, you're in. If that fails, then you can also become eligible to join by making a one-time $5 donation to either the New Jersey Coalition for Financial Education or the Connecticut Jump$tart Coalition.

How To Earn The Bonus

The Affinity Federal Credit Union Cash Back Debit promotion requires you to set up direct deposits and make purchases using the account's card in order to earn the $150 bonus. Full requirements to receive this bonus are:

  1. Open a new Cash Back Debit account using the link below.
  2. Within 30 days, set up a recurring direct deposit of $500 and receive that direct deposit every month for 3 consecutive months.
  3. Within that same 90 days, make 10 debit card purchases.
  4. Bonus will be credited to your new account 30 days after meeting the requirements.

The fine print

  • The first direct deposit must be made within 30 days, the second deposit within 31-60 days and the third deposit 61-90 days of the account opening date.
  • Qualified debit card transactions include signature and PIN based debit transactions in person directly at a merchant location or in app or online merchant sites.
  • Qualified debit card transactions from all debit cards on the account count toward the bonus.
  • Online Bill Payments, Zelle® transactions and ATM transactions do not qualify.
  • Offer valid only for new members who join Affinity.
  • Bonus offer excludes MoreChecking, Business checking, Teen Checking and Revolution Spend accounts.
  • Bonus may be reported as taxable income and may be reported on an IRS 1099 Form, if applicable.
  • Limit of one checking bonus per person.

Why Affinity Federal Credit Union?

Cash Back Debit

Cash Back Debit is a free checking account that also lets you earn 1% cash back when you use your debit card, up to $120 annually.

Keep in mind that although the account has no monthly service fee, there is a $2 fee for paper statements. So, be sure to enroll in eStatements to keep the account truly free.

Fees

Cash Back Debit does not charge a monthly fee.

How to Join Affinity Federal Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet Affinity Federal Credit Union's membership requirements:

  • Affinity has relationships with over 2,000 businesses, associations and clubs, and you can join Affinity through your association with one of them.
  • Make a one-time $5 donation to either the the New Jersey Coalition for Financial Education or the Connecticut Jump$tart Coalition

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

Affinity Federal Credit Union Locations

Credit unions are community-based, and a lot of the time this means they serve a specific geographic footprint.

Sometimes eligibility requirements will mean that you need to live, work, or worship in that area to become a member. Other times, you may be required to visit a branch to take advantage of a welcome offer. Or, you may just prefer a credit union with locations near you.

Get a better idea of whether Affinity Federal Credit Union can serve you by checking out their branch locations below:

1365 State Route 35
Middletown, NJ 07748
800-325-0808

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346 George St
New Brunswick, NJ 08901
800-325-0808

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275 US Highway 202/31 S
Flemington, NJ 08822
800-325-0808

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315 US Highway 206, Ste 501
Hillsborough, NJ 08844
800-325-0808

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2190 State Route 27, Corner of Vineyard Rd and Rt 27
Edison, NJ 08817
800-325-0808

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1342 Centennial Ave
Piscataway, NJ 08854
800-325-0808

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118 Lamington Rd
Branchburg, NJ 08876
908-860-7386

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1520 US HIGHWAY 206
Bedminster, NJ 07921
800-325-0808

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73 Mountainview Blvd
Basking Ridge, NJ 07920
800-325-0808

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1 Att Way
Bedminster, NJ 07921
908-234-6979

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598 Central Ave
New Providence, NJ 07974
800-325-0808

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1098 Mount Kemble Ave
Morristown, NJ 07960
800-325-0808

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235 Ridgedale Ave
Cedar Knolls, NJ 07927
800-325-0808

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1 Malcolm Ave
Teterboro, NJ 07608
201-393-5540

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400 W Blackwell St
Dover, NJ 07801-2525
908-860-3591

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25 Pocono Rd
Denville, NJ 07834
973-625-6699

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550 Kinderkamack Rd
Oradell, NJ 07649
800-325-0808

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177 Hillside Ave
White Plains, NY 10607
800-571-6982

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35 Bardonia Rd, P.O Box 9157
Bardonia, NY 10954
800-571-6980

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250 Westport Ave
Norwalk, CT 06851
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35 S Liberty Dr
Stony Point, NY 10980
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55 Whitney Ave
New Haven, CT 06510
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