Affinity Credit Union is offering a $100 sign up bonus for joining the credit union and opening a Cash Back Debit account. To earn the reward this time around, you'll only need to set up direct deposit.
This is a free rewards checking account from a credit union anyone can join.
They've partnered with more than 2,000 businesses, associations and clubs, and if you're affiliated with any of them, you're in. If that fails, then you can also become eligible to join by making a one-time $5 donation to either the New Jersey Coalition for Financial Education or the Connecticut Jump$tart Coalition.
How To Earn The Bonus
The Affinity Federal Credit Union Cash Back Debit promotion requires you to set up eligible direct deposits in order to earn the $100 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- A qualifying direct deposit is an automatic, recurring electronic deposit known as an ACH (Automated Clearing House) of your payroll, Social Security, unemployment, or pension in the amount of $500 or more.
- One-time and recurring external and internal transfers, mobile deposits, cash or check deposits, person-to-person payments such as Zelle®, and non-payroll ACH transactions or payments do not qualify as a direct deposit.
- Offer valid only for members who do not have an existing Cash Back Debit account and who have not closed their membership within the last 12 months.
- Limit of one checking bonus per person.
Open a Cash Back Debit account before the bonus expires
How does this personal checking offer from Affinity Federal Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 89 days
- Requires
- Direct Deposit
Chase
Chase Total Checking®
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 70 days
- Requires
- Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 116 days
- Requires
- Direct Deposit
Why Affinity Federal Credit Union?
Cash Back Debit
Cash Back Debit is a free checking account that also lets you earn 1% cash back when you use your debit card, up to $120 annually.
Keep in mind that although the account has no monthly service fee, there is a $2 fee for paper statements. So, be sure to enroll in eStatements to keep the account truly free.
Fees
Cash Back Debit does not charge a monthly maintenance fee.
Apply now for a Cash Back Debit account to earn the $100 bonus offer
How to Join Affinity Federal Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Affinity Federal Credit Union's membership requirements:
- Affinity has relationships with over 2,000 businesses, associations and clubs, and you can join Affinity through your association with one of them.
- Make a one-time $5 donation to either the the New Jersey Coalition for Financial Education or the Connecticut Jump$tart Coalition
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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