Available to residents of select Florida and Georgia counties, Addition Financial is offering a $300 welcome bonus when you open a new Benefits Checking account and connect your direct deposit.
It's worth noting that you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed annual percentage yield. You'll also need to meet the required minimum direct deposit(s) or debit card transaction per month to prevent a monthly maintenance fee with this account.
How To Earn The Bonus
The Addition Financial Benefits Checking promotion requires you to deposit and maintain a minimum balance, and optionally, set up eligible direct deposits and make purchases using the account's card in order to earn the up to $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- The new account promotion is not available to existing Addition Financial Credit Union (“Credit Union”) members who have a current checking account (as primary or joint) or to those whose Credit Union accounts have been closed within the past year (365 days) or were previously closed with a negative balance.
- Must be over 18 years old.
- Residence within eligible Georgia or Florida field of membership counties required.
- Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments.
Open a Benefits Checking account before the bonus expires
How does this personal checking offer from Addition Financial compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
HSBC
HSBC Premier
- Bonus
- up to $3500
- Account Type
- Personal Checking
- Expires In
- 77 days
- Requires
- Min Balance
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 16 days
- Requires
- Direct Deposit
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 105 days
- Requires
- Direct Deposit
Why Addition Financial Credit Union?
Addition Financial is a local credit union in Florida that offers a wide range of products for both personal and small business. Like most credit unions, they boast better savings rates, better loan rates and fewer fees thanks to their not-for-profit model.
To join Addition Financial, you'll need to live, work, worship, attend school, or be an alumni of any college located in Orange, Osceola, Seminole, Lake, Alachua, Brevard, Duval, Flagler, Hernando, Highlands, Hillsborough, Indian River, Marion, Martin, Okeechobee, Pasco, Pinellas, Polk, St. Johns, St. Lucie, Sumter, or Volusia County. Alternatively, if any member of your immediate family is a member, you're also eligible to join.
Benefits Checking
Benefits Checking is AdditionFi's top tier checking account. In addition to all the perks of their free checking account (pay early, bill pay, mobile check deposit, etc), you'll receive 4 ATM fee rebates each month and up to a .40% rate discount on loan products.
Fees
Benefits Checking does charge a monthly maintenance fee of $15, but there are ways to get this waived:
- Make at least $2,000 in direct deposits
- OR, Make at least 20 debit card transactions of $10 or more
Apply now for a Benefits Checking account to earn the up to $300 bonus offer
How to Join Addition Financial Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Addition Financial's membership requirements:
- Live, work, worship, attend school or vocational training, or be an alumni of any college, university, or educational institution located in Orange, Osceola, Seminole, Lake, Alachua, Brevard, Duval, Flagler, Hernando, Highlands, Hillsborough, Indian River, Manatee, Marion, Martin, Okeechobee, Pasco, Pinellas, Polk, Sarasota, St. Johns, St. Lucie, Sumter, or Volusia County
- Be an immediate family member of an existing Addition Financial member.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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