Available online or in-branch at their Holland, Zeeland or Muskegon branches, 4Front Credit Union is offering a $400 welcome bonus when you open a new personal checking account and maintain an active account. The criteria for that include using your debit card at least 15 times, logging in to online banking and depositing at least $500 each month.
What's even more? This account also earns 4.08% APY for balances up to $15,000, which means an additional $600 in rewards is possible on top of the $400 bonus (each year!)
How To Earn The Bonus
The 4Front Credit Union Straight4ward Rewards Checking promotion requires you to make purchases using the account's card in order to earn the $400 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Offer not valid for current members, those with accounts closed within the last three months, or those who have received a payout from 4Front within the last 36 months.
- Account must remain open, active, and in good standing.
- Offer subject to change or withdrawal, not combinable with other offers, and available only at 4Front’s Zeeland, Holland, or Muskegon branches.
Open a Straight4ward Rewards Checking account before the bonus expires
How does this personal checking offer from 4Front Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
HSBC
HSBC Premier
- Bonus
- up to $3500
- Account Type
- Personal Checking
- Expires In
- 3 days
- Requires
- Min Balance
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 31 days
- Requires
- Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 34 days
- Requires
- Direct Deposit
Why 4Front Credit Union?
Straight4ward Rewards Checking
The Straight4ward Rewards Checking account from 4Front Credit Union is designed to reward everyday banking behavior by offering a very high interest rate. Members can earn 4.08% APY on checking balances up to $15,000, which translates to up to $600 per year if all qualification criteria are met.
To earn the 4.08% APY, you must complete four simple requirements each month: 1) deposit at least $500, 2) log into online banking or the 4FrontGo mobile app at least once, 3) make 15 or more purchases using your 4Front Debit Mastercard, and 4) be signed up for eStatements/eNotifications.
The account also offers convenient features like no monthly maintenance fees, real-time digital banking, and access to your funds either in person or online. In addition, you can optionally enroll in Overdraft Protection to avoid overdraft fees, giving you some safety net without sacrificing the rewards rate.
Fees
Straight4ward Rewards Checking does not charge a monthly maintenance fee.
Apply now for a Straight4ward Rewards Checking account to earn the $400 bonus offer
How to Join 4Front Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of 4Front Credit Union's membership requirements:
- Live, work, worship, or attend school in the state of Michigan — or be an immediate family member of an existing 4Front member
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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