Best Banks in Delaware for 2024

Are you looking for the best bank in Delaware for you, your family, or your business? Finding the right bank for your financial needs can be a challenge, but fortunately, you’ve come to the right place!

While there’s no best bank for everyone, knowing what each bank offers can help. We’ve reviewed the most popular account offerings from Delaware’s top financial institutions.

Whether you’re in Dover, Newark, or Wilmington, this list of the best banks in Delaware will help you find the bank that offers everything you need.

9 Best Banks in Delaware

Here are the best banks in Delaware that you can open an account with today:

  1. TD Bank
  2. Wells Fargo
  3. PNC Bank
  4. Artisans’ Bank
  5. M&T Bank
  6. WSFS Bank
  7. The Bank of Delmarva
  8. Barclays Bank
  9. Community Bank Delaware

1. TD Bank td bank logo

TD Bank might be an option if you’re looking for a national bank with a presence in Delaware. It has 14 Delaware locations, which may not sound like a lot — but that’s in addition to over 1,100 locations in other parts of the country.

TD Bank is in the top 10 of America’s largest banks and is in the “Big Five” list of financial institutions in Canada.

As you would expect, TD Bank offers financial services for people in all stages of their lives — from first savings accounts to mortgages for first buyers.

The bank gets praise for its customer service, which is always reassuring. You can get help from the TD Bank customer service team by calling a number, via the banking app, or through online banking.

As many national banks do, TD Bank offers bonuses for opening accounts. For example, you could get a nice $300 bonus for opening a new checking account and making qualifying direct deposits.

When it comes to interest rates, TD Bank could do better. The TD Simple Savings account starts with an interest rate of 0.02% APY, which is a lot less than what other banks can offer.

The good news is that the monthly fees are waived if you’re a student or a young adult.


  • Wide range of products and banking services
  • Most locations are open on weekends
  • No foreign transaction fees
  • Mobile app gets good reviews
  • Online banking available


  • APY rates could be higher
  • A high balance is required to waive monthly fees


2. Wells Fargo wells fargo bank logo

You’ll find plenty of national banks in Delaware, including Wells Fargo. Most of you will know Wells Fargo — one of the biggest banks in the U.S., offering a wide range of products and services across 33 states.

With plenty of branches in Delaware, Wells Fargo is a great option to consider if you want to bank in person. According to the Wells Fargo ATM and banking location finder, there are 16 Wells Fargo banking locations in Delaware and 31 ATMs.

Wells Fargo offers a wide range of financial services, from personal banking to corporate & investment banking.

In terms of the bank’s rates, you’ll be able to find higher rates in online banks. The Wells Fargo Way2Save® Savings offers a standard interest rate of 0.15% and an APY of 0.15%, which is a little low.

On the other hand, the Platinum Savings account will earn an APY of 2,00% (but you’d need a balance of $1,000,000 or more).

Wells Fargo often rewards new clients with bonuses. You can earn a $200 cash rewards bonus for getting a Wells Fargo Active Cash® Card.

If you’re looking to bank online instead of visiting a branch, Wells Fargo offers that too. The bank’s mobile app gets stellar reviews and lets you complete banking transactions with a few clicks.


  • Large ATM network across the U.S. (12,000 ATMs)
  • Wide range of products
  • Highly rated mobile app


  • Interest rates are higher elsewhere
  • Overdraft fees


3. PNC Bank pnc bank logo

PNC Bank is one of the largest banks in the U.S. It offers checking accounts, credit cards, saving accounts, prepaid cards, and various loans and mortgages.

It has over 30+ branches in Delaware (and over 2,500 branches across the U.S. and beyond), making it a good option if you want to be able to drop by the bank. Delaware branches are located in Wilmington, Newark, Dover, Bear, and other cities.

PNC offers digital banking services and tools, meaning you don’t have to go into a banking branch to get things done. The app has a high rating meaning it is easy to use.

PNC Bank’s internet rates vary by state, but the Standard Savings starts from 0.02% APY (which is fairly low).

It does have a high-yield savings account that offers a great 4.00% APY. However, that’s not available in all states.


  • The bank’s mobile app has a high rating
  • Competitive interest rates on online savings accounts
  • Great rating for digital banking features (e.g., Low Cash Mode)


  • High overdraft fee ($36)
  • Some accounts only available in certain states


4. Artisans’ Bank

Artisans’ Bank is a Delaware community bank that offers personal and business banking services.

This bank is relatively small but proud to serve Delaware — so if you’re looking for that in-person banking experience and personal customer service, Artisans’ Bank could be right for you. At the moment, there are 12 Artisans’ Bank branches in Delaware.

Artisans’ Bank is FDIC-insured like all trustworthy financial institutions, so you know that your money is in good hands.

The bank offers checking accounts, money market accounts, bill pay, and various other services. You’ll also find home loans, commercial lending, and other business services.

The bank has online banking allowing you to make transactions from your home.

Artisans’ Bank offers great rates on CDs (Certificates of Deposit) with 3.15% APY.

You might find it interesting that the bank only has 119 employees at the time of writing and gets good reviews as an employer for its “family-like atmosphere” and good “work-life balance.”


  • A good range of products
  • Good APY on CDs
  • A community bank that puts people first


  • At the moment, only 12 branches in Delaware

5. M&T Bank

M&T Bank is a regional bank with a community-focused feel. Founded in Buffalo in 1865, the bank operates in many U.S. states and offers international services.

The bank offers business, commercial, and personal banking services and is a solid option if you prefer an in-person banking experience. With 68 branch locations in Delaware, finding a branch near you should be easy.

You’ll find checking accounts, debit cards, savings accounts, loans, credit cards, and even insurance. There are also investment and retirement accounts.

M&T Bank offers some of the best checking accounts in Delaware, with the EZChoice Checking offering no maintenance fee, a low opening balance ($25), mobile deposits, and more.

The M&T Relationship Savings Account has no opening deposit — and the bank offers a competitive APY on money market accounts. The rates will vary by your ZIP code, so best to review them on the bank’s website.

The bank has a Financial Education Center for those keen to learn more and improve their financial situation.

If you have a small business in Delaware, M&T Bank is an excellent option to consider. It has several business accounts, financing options, and merchant services.


  • An extensive ATM network
  • Some of the best checking accounts
  • Easy to avoid monthly fees with a checking account


  • APY on savings accounts could be better
  • The Android mobile banking app has a low rating

6. WSFS Bank

WSFS Bank is a subsidiary of WSFS Financial Corporation — a financial services company.

WSFS Bank is headquartered in Delaware and Greater Philadelphia. The bank offers many banking services, from checking and savings accounts to credit cards, borrowing, and wealth management.

You’ll also find business services such as cash management, SVP management, and merchant services.

WSFS Bank offers online and mobile banking services and 600 ATMs across the region.

Interestingly, it is one of the ten oldest banks in the United States that continues to operate under the same name.

The bank offers excellent CD rates – up to 3.92% APY, with a minimum deposit of $2,500.


  • Competitive CD interest rates
  • Good range of products
  • Many branch locations in Delaware


  • Customer service reviews could be better

7. The Bank of Delmarva

The Bank of Delmarva is another great community bank for those looking for personal banking services in Delaware.

The bank is relatively small, with 11 banking branches throughout Salisbury, Ocean City, and Sussex County. However, if you have a branch near you and prefer to visit a bank in person, this could be the right bank for you.

And even if you don’t live near a branch, The Bank of Delmarva’s mobile banking app gets great reviews (4.7), so you know you’ll be able to manage your money comfortably without leaving your home.

The Bank of Delmarva offers a full range of banking services and products — from checking and savings accounts to CDs, IRAs, and money market accounts.

It has relatively low fees compared to the national average. You can get a free checking account — and a NOW (negotiable order of withdrawal) account that earns interest (0.10% APY).

If you’re a small business, The Bank of Delmarva also offers commercial and business loans and merchant services.

The Bank of Delmarva also gets great reviews for its customer service, which is always a bonus. This bank is worth considering if you’re after a community bank with a tailored approach and customer service.


  • Great reviews for the mobile app
  • Good savings account interest rates
  • Relatively low fees


  • Only 11 branches in Delaware

8. Barclays Bank

Barclays Bank is a major global bank offering services in the U.S. and beyond. Barclays Bank US is a division of a UK-based Barclays Bank.

Barclays Bank is based in Wilmington, Delaware — which is why it’s sometimes called “Barclays Bank Delaware.”

There’s only one branch in Delaware, so Barclays may not be the right option if you’re looking to bank in person. That said, the bank’s mobile app gets good reviews and is easy to use.

Because of Barclays Bank’s global reach, it is a great option for those looking to manage and grow their wealth across countries. The bank offers checking accounts, savings accounts, insurance, mortgages, and other types of loans.

You also have investment accounts and credit cards that help you earn great rewards.

Barclays also offers some exceptionally high APY rates. The Barclays Online Savings account has a high APY rate of 4.35%, no maintenance fees, and no minimum balance.


  • Global reach
  • Wide range of products and banking services
  • A wide range of rewards credit cards
  • Excellent savings account rates
  • No maintenance fees on many accounts


  • Only one branch in Delaware


9. Community Bank Delaware

As you may have guessed from the name, Community Bank Delaware is a community bank based in Delaware. It is a locally owned and managed bank that puts the community first — from sponsoring local teams to donating money to various causes.

The bank offers personal and business banking services in the state. You may also find mortgages and home equity loans.

Most savings accounts have a monthly fee which you can easily waive if you maintain the required minimum balance. The bank doesn’t seem to list its APY rates on the website, but they say these fluctuate.

According to its website, the bank only has two branches in Delaware, so if you prefer to bank in person, you may need to consider other options (unless you happen to live close to either of the branches).

If giving back to the community is important, and you’re looking to support a locally-owned bank, Community Bank Delaware is a great option.


  • Locally owned and managed
  • Gives back to the community


  • Limited products and banking services
  • No APY rates listed online

Frequently Asked Questions

What are the most popular banks in Delaware?

The most popular banks in Delaware are M&T Bank, WSFS Bank, and PNC Bank. These banks have the most branches in the state.

What major banks are in Delaware?

Several major banks have branches in Delaware, including Wells Fargo, TD Bank, PNC Bank, Barclays, and Citibank.

If you’re looking for the best national banks in Delaware, check out our list above for the best options.

Can I open a bank account in Delaware as a non-resident?

Most large banks will allow non-residents to open checking accounts and savings accounts. Instead of your Social Security Number (SSN), they will ask for the Individual Taxpayer Identification Number (ITIN) and other documents.

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