Wells Fargo is offering new personal checking account customers a $125 bonus for opening a new Clear Access Banking account.
To be eligible, you'll only need to complete 10 qualifying transactions in order to qualify for the promo.
Qualifying transactions include several activities: depositing checking through mobile app, using your debit card, payments through Bill Pay, etc. This is a pretty easy bonus that's available nationally without restriction.
How To Earn The Bonus
The Wells Fargo Clear Access Banking℠ promotion requires you to optionally, make purchases using the account's card and set up bill pay in order to earn the $125 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Offer is not available to customers that received a bonus for opening a Wells Fargo consumer checking account within the past 12 months.
Open a Clear Access Banking℠ account before the bonus expires on April 14, 2026
How does this personal checking offer from Wells Fargo compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 53 days
- Requires
- Direct Deposit
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 77 days
- Requires
- Qualifying Direct Deposit
Chase
Chase Total Checking®
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 34 days
- Requires
- Direct Deposit
Why Wells Fargo Bank?
No matter how you look at it, Wells Fargo is huge. It's the fourth largest national bank in the United States and the 26th largest corporation of any kind.
With 13,000 ATM locations and 5,300 full-service branches, Wells Fargo has more brick and mortar locations than any other financial institution in the country. The bank also operates internationally, with a presence in 35 countries and over 70 million global customers.
Wells Fargo is based out of San Francisco, California, and offers bank accounts, credit cards, investment and retirement accounts, personal loans, wealth management services, and more.
Learn more in our Wells Fargo Bank review
Clear Access Banking℠
Clear Access Banking, formerly called Opportunity Checking, is a good option if you often worry about overdrawing your account. It’s a checkless account, meaning you can’t write checks, and all transactions are made digitally or with a debit card. The best part is that there there are no overdraft fees.
There’s a $25 minimum opening deposit, as well as a $5 monthly maintenance fee. The fee can only be waived for account holders that are 13 to 24 years old, making it a good teen checking option for younger people looking to open their first account.
Fees
Clear Access Banking℠ does charge a monthly maintenance fee of $5, but there are ways to get this waived:
- Be between the ages of 13 and 24 years old.
Apply now for a Clear Access Banking℠ account to earn the $125 bonus offer
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