Unity Bank Personal Checking up to $400 Bonus

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Unity Bank : Personal Checking

up to $400

4.1

BankBonus.com score

Availability

Ease

Amount

Fees

Expert Take

Solid bonus offer from Unity Bank. These don't come around often and the amount is very enticing. We recommend going for this bonus if you have the direct deposit!

Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. To earn a $300 bonus: Open a new Everyday Checking account (promocode 1144) and complete at least 4 direct deposits of at least $1,500 into your account within 180 days.
  2. To earn a $400 bonus: Open a new Rewards Checking account (promocode 1145) and complete at least 4 direct deposits of at least $2,500 into your account within 180 days.
  3. The bonus will be deposited within fourteen days (14) of meeting the promotion requirements.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Unknown

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at Unity Bank

Available in New Jersey and Pennsylvania, Unity Bank is offering up to a $400 welcome bonus when you open a new personal checking account and set up direct deposit. The amount you earn depends on which checking account you open, but either way you'll earn at least $300!

How To Earn The Bonus

The Unity Bank Personal Checking promotion requires you to set up eligible direct deposits in order to earn the up to $400 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • This offer is only available to customers who currently do not maintain a checking account relationship with Unity Bank.
  • Direct Deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
  • Your checking account must remain in an open status in order to receive the bonus.
  • Unity Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.

How does this personal checking offer from Unity Bank compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

BMO

Personal Checking

Bonus
$400 Cash Bonus*
Account Type
Personal Checking
Expires In
50 days
Requires
  • Direct Deposit

PNC

Virtual Wallet® with Performance Select

Bonus
$400
Account Type
Personal Checking
Expires In
74 days
Requires
  • Qualifying Direct Deposit

Chase

Chase Total Checking®

Bonus
$400
Account Type
Personal Checking
Expires In
31 days
Requires
  • Direct Deposit

Why Unity Bank?

Everyday Checking

A basic checking account

Fees

Everyday Checking does charge a monthly maintenance fee of $3, but there are ways to get this waived:

  • Have direct deposits of $1,000 or more in a statement cycle
  • OR, Make 12 purchases with a Unity Bank Debit Card
  • OR, Transfer $50 or more to a Unity Bank Savings Account in a statement cycle
  • OR, Be Age <= 24
  • OR, Be Age 65+
  • OR, Be a first responder

Rewards Checking

All the features you need, plus earn cash back on everyday purchases with added perks.

Fees

Rewards Checking does charge a monthly maintenance fee of $20, but there are ways to get this waived:

  • Complete 12 purchases with Unity Bank Debit Card AND 1 of the following:
  • Have a direct deposit of $1,000 or more in a statement cycle OR Complete an online banking transfer of any amount to a Unity Bank Savings Account OR Have combined daily balance of $25,000 or more in a Unity Bank Savings/MMDA/CD

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