United States Senate Federal Credit Union Senate Checking up to $500 Bonus

United States Senate Federal Credit Union logo

United States Senate Federal Credit Union : Senate Checking

up to $500

4.9

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Become a member of United States Senate Federal Credit Union using promo code BONUS.
  2. Within 30 days, open a Senate Checking account, receive a free Visa® debit card and use it a minimum of 5 times, earn $100.
  3. Bonus will be deposited within 30-60 business days of membership application date.
  4. To earn Direct Deposit bonus, receive at least 2 direct deposits of $250 or more within 60 days, earn $100.
  5. To earn Money Market bonus, deposit $2,000+ into a Money Market and maintain minimum balance requirements for at least six months, earn $100.
  6. Finally, to earn CD bonus, open a Share Certificate with a minimum two-year term and at least $5,000, earn $200.

Available in Your Area?

Yes

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Unknown

United States Senate Federal Credit Union logo

Apply Now

at United States Senate Federal Credit Union

Available nationwide (via membership with the American Consumer Council) with the ability to open online, United States Senate Federal Credit Union is offering up to $500 in welcome bonuses when you open a new Senate Checking account. This is a tiered offer, so the more activities you complete, the more you can earn. The additional bonuses require direct deposit, establishing a money market account and getting a share CD.

How To Earn The Bonus

The United States Senate Federal Credit Union Senate Checking promotion requires you to make purchases using the account's card, and optionally, set up eligible direct deposits and deposit and maintain a minimum balance in order to earn the up to $500 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • A “qualifying direct deposit” is a direct deposit of regular monthly income – such as your salary, pension, or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them. Teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, online and mobile Banking transfers or deposits, or transfers from a bank or brokerage account or investment account do not qualify.
  • One certificate bonus per member.
  • Certificate must still be open at the time of the promotional payment.

How does this personal checking offer from United States Senate Federal Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

PNC

Virtual Wallet®

Bonus
up to $400
Account Type
Personal Checking
Expires In
45 days
Requires
  • Direct Deposit

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
165 days
Requires
  • Direct Deposit

Discover

Discover® Cashback Checking

Bonus
up to $360
Account Type
Personal Checking
Expires In
Limited Time
Requires
  • Card Spend

Why United States Senate Federal Credit Union?

The United States Senate Federal Credit Union (USSFFCU) is a full-service financial institution based in Washington, D.C. offering banking services to individuals who live, work, worship, volunteer, or attend school within the collective U.S. Senate community. From savings and checking accounts to loan solutions, USSFFCU offers services designed to meet the needs of their members.

They are committed to serving their members with honest and fair banking practices and building strong, meaningful relationships with their customers. USSFFCU takes pride in being a trusted source of financial advice, support and services for the Senate community. They are dedicated to building the credit union movement by proactively providing members with cutting-edge banking solutions and unbeatable customer service.

Senate Checking

U.S. Senate FCU's Senate Checking account is a truly free checking account with no initial deposit or minimum balance requirements.

Fees

Senate Checking does not charge a monthly maintenance fee.

How to Join United States Senate Federal Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of United States Senate Federal Credit Union's membership requirements:

  • Be an employee of US Senate FCU's select employer groups.
  • Be immediately related to an existing member.
  • Be a member of the U.S. Capitol Historical Society.
  • Be a member of the American Consumer Council (use promo code USSFCU to waive the $8 fee).

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

Share Your Thoughts or Questions

There have been 5 comments about the United States Senate Federal Credit Union Senate Checking up to $500 Bonus.

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Susan

January 24

Site now has language saying the offer expired 12/31/2023.

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Jamon

November 17, 2023

This application required many hoops. I first joined the American Consumer Council (it was free), and had to upload multiple documents to their online application tool. But then was denied anyway. A waste of my time.

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Jon Snow

November 17, 2023 Replying to Jamon

This financial institution is ChexSystems sensitive which means they deny you if you have too many inquiries. It happened to me.

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S

January 9 Replying to Jon Snow

How many inquiries did you have (over what time period) when you were denied?

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Nicholas

November 15, 2023 Replying to Jamon

I wonder if there are additional requirements that aren't posted on the website. Or maybe it's just them looking too closely at other bank account inquiries...

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