Transcend Credit Union Youth Checking $100 Bonus

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Transcend Credit Union : Youth Checking


3.7 score





Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Become a member of Transcend Credit Union and open a new MyCash Checking account for teens.
  2. Use your debit card at least 10 times.
  3. Bonus will be deposited into the Transcend MyCash Checking Account 30 days after account has been active and has maintained a positive balance.

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Transcend Credit Union wants to help your teen get started building responsibility with money. As part of this, they are offering teens a $100 welcome bonus to open a new youth checking account. Youth checking bonuses are few and far between so best to jump on this offer if you're a resident of Kentucky.

How To Earn The Bonus

The Transcend Credit Union Youth Checking promotion requires you to make purchases using the account's card in order to earn the $100 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Only one bonus incentive per teen.
  • No opening or minimum balance required.

How does this student checking offer from Transcend Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:


Chase Business Complete Checking®

Account Type
Business Checking
Expires In
89 days
  • Min Balance
  • Card Spend (optional)

Why Transcend Credit Union?

MyCash Checking

Account is available for teens ages 13 to 17. Teen gets access to Online and Mobile Banking. Parent or guardian is joint owner on the account and is able to view transactions and link their account to teen's account. You'll receive nationwide access to 32,000-plus surcharge-free ATMs.


MyCash Checking does not charge a monthly maintenance fee.

How to Join Transcend Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Transcend Credit Union's membership requirements:

  • Work, live, worship, or attend school in the following counties: Anderson, Bourbon, Boyle, Bullitt, Clark, Daviess, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble, and Woodford in Kentucky.

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

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