Available to businesses within their service area, Simmons Bank is offering up to a $900 welcome bonus when you open a new business checking account and maintain a minimum balance. This is a tiered offer, the more money you can keep on hand each cycle the more in bonuses you can earn.
What's more? This bonus will stack with their Refer-A-Friend bonus. Simmons is also offering a personal checking bonus as well.
How To Earn The Bonus
The Simmons Bank Business Checking promotion requires you to deposit and maintain a minimum balance in order to earn the up to $900 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
Please refer to the institution's website for any terms and conditions that may apply.
Open a Business Checking account before the bonus expires on August 15, 2026
How does this personal checking offer from Simmons Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet® with Performance Select
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 26 days
- Requires
- Qualifying Direct Deposit
BMO
Personal Checking
- Bonus
- $400 cash bonus*
- Account Type
- Personal Checking
- Expires In
- 34 days
- Requires
- Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 56 days
- Requires
- Direct Deposit
Why Simmons Bank?
Business Plus Checking
The Business Plus Checking account is built for growing businesses that need more transaction capacity and higher cash deposit limits. This account allows up to 250 processed items per month without extra per-item charges, and permits up to $10,000 in cash deposits each month at no additional cost. It also includes Bill Pay, access to a debit card, and use of Simmons’ large ATM network.
Beyond the basic checking features, Business Plus customers can access payment-management tools like ACH origination, positive pay fraud controls, remote deposit capture, and wire capabilities — making it a more scalable solution as business operations expand. These digital tools help manage payables, collections, and cash flow more effectively.
This account strikes a balance: it offers more operational flexibility than a purely small-business account but avoids the higher balance demands of the top-tier “Pro” account. It’s especially useful for businesses that are scaling up in both transactions and deposits but aren’t yet managing very high cash flows.
Fees
Business Plus Checking does charge a monthly maintenance fee of $10, but there are ways to get this waived:
- Maintain a $10,000 daily balance or a $15,000 average daily balance|OR, Have an open business loan(s) with at least $15,000 in combined balance
- OR, Keep a total relationship balance (business deposits + qualifying loans) of at least $25,000.
Business Core Checking
Simmons Bank’s Business Core Checking is tailored for small businesses that have relatively low transaction volumes and modest cash-handling needs. It offers up to 75 processed items per month without incurring extra per-item fees, and allows up to $5,000 of cash deposits monthly before additional deposit charges apply.
The account comes with a debit card, access to over 32,000 MoneyPass ATMs, and includes Bill Pay as part of the items processed. Additionally, the bank encourages paperless statements (eStatements) to avoid a separate paper-statement fee.
Digital banking via Simmons’ online and mobile platforms is fully supported: business owners can view balances, deposit checks, transfer funds, and manage bills from any location. These tools make it easy for smaller companies to run their day-to-day finances without needing a physical branch for every transaction.
Fees
Business Core Checking does charge a monthly maintenance fee of $5, but there are ways to get this waived:
- Maintain a $1,000 minimum daily balance
- OR, Have an open business loan (with the same EIN) at Simmons
Business Pro Checking
The Business Pro Checking account is designed for larger businesses or those with significant transaction volume and cash needs. It supports up to 300 processed items per month before per-item charges kick in, and provides a generous $30,000/month in fee-free cash deposits. The account also earns interest, making it attractive for businesses that maintain higher balances.
Major business banking tools are supported: the account comes with unlimited access to Bill Pay, real-time fraud prevention (like positive pay), ACH origination, remote deposit capture, and wire services. Go paperless with eStatements to avoid a $5 paper-statement fee, and use Simmons’ mobile and online banking to manage everything from invoices to deposits, all from anywhere.
This account is ideal for businesses that need both high transaction throughput and the ability to leverage their cash balance to earn interest. It gives a scalable, feature-rich platform for companies with sophisticated treasury needs but without the full complexity (or cost) of a custom commercial banking relationship.
Fees
Business Pro Checking does charge a monthly maintenance fee of $20, but there are ways to get this waived:
- Maintain a $25,000 minimum daily balance, or a $30,000 average daily balance
- OR, Have an open business loan(s) of at least $35,000
- OR, Have a total relationship balance (deposits + qualifying loans) of $50,000 or more
Apply now for a Business Checking account to earn the up to $900 bonus offer
Share Your Thoughts or Questions
There have been 0 comments about the Simmons Bank Business Checking up to $900 Bonus.
Add to the discussion