Available nationwide via membership with American Consumer Council or the Quality Service Council, Rize Credit Union is offering a $750 welcome bonus when you open a new Commercial Advantage checking account and deposit new money. This bonus requires at least $20,000 to receive; however, if you have more cash, consider their $1,000 bonus option which requires $25,000).
With this being a business account, there IS a possibility they'll limit membership (which is required to open an account and earn the bonus) to California and Nevada businesses since that is their footprint, but they do not explicitly say this.
How To Earn The Bonus
The Rize Credit Union Commercial Advantage Checking promotion requires you to deposit and maintain a minimum balance, and optionally, make purchases using the account's card in order to earn the $750 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Qualifying transactions include debit card purchases and ACH (credits).
- Limit one bonus award per member and/or account based on Social Security number (SSN)or Employer Identification Number (EIN).
- Available to businesses who are not current Rize Credit Union (Rize CU) business banking members and have not closed a Rize CU business banking account within the past 90 days.
Open a Commercial Advantage Checking account before the bonus expires on February 28, 2026
How does this business checking offer from Rize Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
U.S. Bank
Business Checking
- Bonus
- up to $1200
- Account Type
- Business Checking
- Expires In
- 36 days
- Requires
- Min Balance
- Bill Pay (optional)
- Card Spend (optional)
Chase
Chase Business Complete Checking®
- Bonus
- up to $500
- Account Type
- Business Checking
- Expires In
- 80 days
- Requires
- Min Balance
- Card Spend (optional)
Bank of America
Bank of America® Business Advantage Banking
- Bonus
- up to $750
- Account Type
- Business Checking
- Expires In
- 311 days
- Requires
- Min Balance
Why Rize Credit Union?
The credit union emphasizes financial education and personalized support to help members achieve lasting financial security and reach their goals. It provides digital banking tools such as mobile deposits, online bill pay, and access to Zelle® for fast money transfers between U.S. accounts.
Rize is designated as a Community Development Financial Institution (CDFI), reflecting its commitment to expanding access to affordable financial services and supporting underserved communities. Through initiatives like its Center for Financial Empowerment, the credit union works to uplift members and promote financial well-being beyond basic transactions.
Members benefit from a large shared branch and surcharge-free ATM network (over 30,000 ATMs and more than 5,500 branches nationwide) through cooperative partnerships with other credit unions. Rize has also partnered with technology platforms to expand access to personal loans and innovative authentication services.
Commercial Advantage Checking
The Commercial Advantage Checking account is tailored for growing businesses that may need higher transaction limits and access to advanced services.
It includes a Visa debit card, unlimited electronic deposits, free overdraft protection, and access to over 30,000 surcharge-free ATMs nationwide, making it a solid choice for businesses with heavier monthly cash flow needs.
Fees
Commercial Advantage Checking does charge a monthly maintenance fee of $25, but there are ways to get this waived:
- Maintain an average monthly balance of $20,000
Apply now for a Commercial Advantage Checking account to earn the $750 bonus offer
How to Join Rize Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Rize Credit Union's membership requirements:
- Work for a Select Employer Group (SEG) affiliated with Rize
- Be a family member or household member of a current Rize member
- Live in a designated community served by the credit union.
- Become a member of the American Consumer Council (ACC) or the Quality Service Council (QSC) at no cost.
- Note: Residents of Idaho, Utah, Louisiana, or Texas are not currently accepted unless referred by a family member who is already a Rize member.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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