Rocky Mountain Bank is offering a $200 welcome bonus when you open a new Platinum Checking account. To earn the bonus, you'll have 90 days to accumulate $5,000 in direct deposits.
Keep in mind that the Platinum Checking account has a monthly fee that can be waived, but if you can't meet the balance requirement to do so, you should factor that into the ROI of this promo.
How To Earn The Bonus
The Rocky Mountain Bank Platinum Checking promotion requires you to set up direct deposits in order to earn the $200 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- This offer is for new consumer checking customers only.
- Existing customers with loans, savings, or business checking accounts are eligible for the offer.
- You are not eligible for this offer if: (1) You are a current Rocky Mountain Bank consumer checking account primary or joint owner or (2) You have received a bonus for opening Rocky Mountain Bank consumer checking account within the past 12 months.
- If the 90th calendar day falls on a weekend or holiday, the following business day will be used to qualify for the promotion.
- A qualifying direct deposit is an ACH (Automated Clearing House), automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer, agency or company making these payments that they use the ACH network. Transfers from one account to another, mobile deposits, Person to Person payments (such as Zelle®) or deposits made at a branch or ATM do not qualify as a direct deposit.
- Closing the account will negate any unearned or unpaid bonus.
- The bonus will be paid to the account opened first if multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name.
- There is a limit of one bonus per new consumer account relationship.
- An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable.
Open a Platinum Checking account before the bonus expires
How does this personal checking offer from Rocky Mountain Bank compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
PNC
Virtual Wallet®
- Bonus
- up to $400
- Account Type
- Personal Checking
- Expires In
- 57 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 241 days
- Requires
- Direct Deposit
U.S. Bank
U.S. Bank Smartly® Checking
- Bonus
- up to $700
- Account Type
- Personal Checking
- Expires In
- 53 days
- Requires
- Direct Deposit
- Min Balance (optional)
Why Rocky Mountain Bank?
Platinum Checking
Platinum Checking is the middle-tier option from Rocky Mountain Bank. You'll earn a decent APY (but not as high as a HYSA) on balances up to $50,000.
Other perks include access to their financial team, free checks and ATM fee refunds if you have direct deposit set up.
To open an account, you'll need to deposit at least $500.
Fees
Platinum Checking does charge a monthly maintenance fee of $12, but there are ways to get this waived:
- Maintain an average daily balance of $7,500
Apply now for a Platinum Checking account to earn the $200 bonus offer
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