Raisin High Yield Savings up to $1500 Bonus

Raisin logo

Raisin : High Yield Savings

up to $1500

4.0

BankBonus.com score

Availability

Ease

Amount

Fees

Expert Take

Considering the $1500 reward is the cherry-on-top of a competitive APY, we think this bonus is worthwhile for those who have the cash.

Offer Expires In

How To Earn The Bonus

  1. Open a new HYSA account through the Raisin platform using promo code HEADSTART.
  2. Make your qualifying deposit before February 1st to be eligible for the bonus: $10,000 to earn $70; $25,000 to earn $175, $50,000 to earn $350; $100,000 to earn $750; $200,000+ to earn $1,500.
  3. Maintain your deposit(s) for 90 days from your first deposit date.
  4. Bonus payout will be credited directly to your Cash Account within 30 days of completing the requirements.

Available in Your Area?

Yes

Monthly Fees?

No

Open Online?

Yes

Credit Pull?

Unknown

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Apply Now

at Raisin

Available nationwide, Raisin is offering up to a whopping $1,500 welcome bonus for 2026 when you open a new HYSA and deposit new funds. This is an INSANE OFFER from Raisin and one of the highest they have offered!

The catch? To earn the highest amount in a given quarter, you'll need to deposit and maintain at least $200,000!

If you're not familiar with Raisin, they partner with several banks and credit unions to provide high yield savings accounts through their platform. There are no minimum balance requirements, no fees and a high APY on all balances.

How To Earn The Bonus

The Raisin High Yield Savings promotion requires you to deposit and maintain a minimum balance in order to earn the up to $1500 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • This offer is available to new customers only and may not be combined with any other bonus offers.
  • To qualify for the bonus, your first deposit must be initiated between January 15, 2026, and February 28, 2026, by 11:59 PM ET, and the promo code HEADSTART must be entered at the time of sign-up.
  • Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus.

How does this personal savings offer from Raisin compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

CIT

Platinum Savings

Bonus
up to $300
Account Type
Personal Savings
Expires In
Limited Time
Requires
  • Min Balance

Why Raisin?

Raisin, formerly known as SaveBetter, is a savings platform that promises to make it easier to shop for the best rate by partnering with small banks and credit unions that offer higher-than-average interest rates on savings accounts, money market deposit accounts, and CDs.

With a single Raisin login, you can hold savings products from multiple institutions, and their mobile app lets you view your earnings, rebalance your portfolio, transfer funds, or add new products from multiple federally regulated banks and credit unions.

Their business model relies on fees from their partners, not you, so optimizing your savings is not only easy, but free.

High Yield Savings

Raisin in a financial platform offering high yield savings accounts to consumers with no minimum balance requirements. You'll earn high APY on all balances and can choose which bank or credit union you'd like to partner with.

Fees

High Yield Savings does not charge a monthly maintenance fee.

Share Your Thoughts or Questions

There have been 6 comments about the Raisin High Yield Savings up to $1500 Bonus.

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Greg M

May 7, 2025

What interest rate the money will be getting? (In addition to the bonu$)

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Matt Bundrick Author

August 1, 2025 Replying to Greg M

The APY varies depending on which account you choose (Raisin is a tech platform that streamlines 75+ product offerings from their partner banks, allowing you to choose and manage any/all of these accounts from the single Raisin platform). Right now the highest APY is through AVB Bank at 4.32%.

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Amrita Krupa Mahajan

April 20, 2025

FDIC?

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Matt Bundrick Author

April 22, 2025 Replying to Amrita Krupa Mahajan

Raisin is just a tech platform on top of federally-regulated banks (Raisin never receives, holds or deposits any customer funds; instead, your funds are always held in federally-regulated banks and credit unions), so yes, FDIC pass-through insurance applies. You can read more here: https://www.raisin.com/en-us/deposit-insurance

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MR Mathew Kappalumakkel

July 21, 2025 Replying to Matt Bundrick

What link I click to open these accounts? When I click on "apply now" nothing happens except that you are adding clicks???

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Matt Bundrick Author

August 1, 2025 Replying to MR Mathew Kappalumakkel

When you click "Apply Now" from this page, you'll be directed to a list of Raisin's partners (sorted by the highest APY to the lowest). You can choose any account in the list.. obviously, most choose the highest APY. You'll click the blue "Save Now" button to start the process of opening the account and earning the bonus.

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