Provident Credit Union Personal Checking $300 Bonus

Provident Credit Union is offering California residents a healthy $300 bonus when they open a new personal checking account.

You'll need to enroll in online banking and eStatements, and then for 2 months (starting the month following account opening), there's a direct deposit and debit card requirement that you'll need to hit both months. In other words, you'll need a total of $1,000 in direct deposits ($500 each month) and $800 in purchases ($400 each month).

This bonus applies to their Super Reward Checking, Provident Checking, and Simply Free Checking accounts. Be sure to compare all three before deciding which is best for you.

How To Earn The Bonus

The Provident Credit Union Personal Checking promotion requires you to set up direct deposits and make purchases using the account's card in order to earn the $300 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

You must be a new Provident Credit Union member, 18 or older and reside in California.
You are not eligible if you are a current owner or signer on a Provident Credit Union personal or business account or if you have been an owner or signer on a Provident Credit Union personal or business account within the last two years.
One New Account Bonus per household/business.
To be eligible, you must open one of the following checking accounts: Super Reward Checking, Provident Checking or Simply Free Checking; all other checking accounts are not eligible for the bonus.
This offer cannot be combined with any other offers.
You must fund your Checking account within the first 60 days of account opening with a minimum deposit of $25. If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Account Bonus and your account(s) will be closed.
In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened.
All qualifying purchases and transactions referred to as "per month" or "monthly" only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date.
Your account is deemed active by: (1) making purchases of $400 or more using a debit and/or credit card per month, AND (2) performing monthly direct deposits or automatic credits of at least $500 into your checking account, AND (3) enrolling in Provident's online banking service and e-Documents with valid e-mail address.
If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus.
Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay Overdraft as a continuing line of credit; (3) there are no legal orders, levies or liens against your account.

Open a Personal Checking account before the bonus expires

How does this personal checking offer from Provident Credit Union compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Why Provident Credit Union?

Super Reward Checking

Fees

Super Reward Checking does not charge a monthly maintenance fee.

Provident Checking

Fees

Provident Checking does charge a monthly maintenance fee of $10, but there are ways to get this waived:

Maintain an aggregate checking/savings balance of $2,500.
OR, receive $1,000 in direct deposits/automatic pay.
OR, make 2 electronic bill payments.

Simply Free Checking

Fees

Simply Free Checking does not charge a monthly maintenance fee.

Apply now for a Personal Checking account to earn the $300 bonus offer

How to Join Provident Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Provident Credit Union's membership requirements:

Live or work in one of the following California counties: Alameda County, Contra Costa County, El Dorado County, Humboldt County, Los Angeles (City), Monterey County, Placer County, Sacramento County, San Francisco County, San Mateo County, Santa Clara County
Be an employee at a company that's part of a partnering chamber of commerce.
Work at a partnering employer.
Be related to or live in the same household as a current Provident Credit Union member.
Be a member of a partnering Association (for example: American Heart Association)
Students, teachers or alumni of select California schools and universities.

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

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Provident Credit Union Personal Checking $300 Bonus