Available in most of Oregon and select bordering Washington counties, Oregon State Credit Union is offering a $300 welcome bonus when you open a new personal checking account and set up direct deposit. It's a pretty straightforward bonus with no real "gotchas".
How To Earn The Bonus
The Oregon State Credit Union Personal Checking promotion requires you to set up eligible direct deposits in order to earn the $300 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Members with existing checking accounts, members under the age of 18, businesses, and trusts do not qualify.
- This offer is non-transferable and cannot be combined with other promotions.
- One bonus paid per member designated as primary owner of the checking account.
Open a Personal Checking account before the bonus expires
How does this personal checking offer from Oregon State Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 1 day
- Requires
- Direct Deposit
Bank of America
Advantage Banking Account
- Bonus
- up to $500
- Account Type
- Personal Checking
- Expires In
- 4 days
- Requires
- Direct Deposit
Chase
Chase Total Checking®
- Bonus
- $400
- Account Type
- Personal Checking
- Expires In
- 78 days
- Requires
- Direct Deposit
Why Oregon State Credit Union?
Value Checking
Value Checking used to be known as Free Checking. It's OSCU's most basic checking account. With that said, you'll still receive free online banking, bill pay and mobile check deposit.Fees
Value Checking does not charge a monthly maintenance fee.
Rewards Checking
Rewards Checking is jam packed full of benefits that more than make up for the $7 monthly fee. You'll get extras like 24/7 roadside service, discounts on dining and travel, discounts on prescriptions and eyewear, ID theft aid, cell phone protection and more.Fees
Rewards Checking charges a monthly maintenance fee of $7.
Apply now for a Personal Checking account to earn the $300 bonus offer
How to Join Oregon State Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Oregon State Credit Union's membership requirements:
- Oregon: Persons who live or work in, and organizations located within, the community consisting of, Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamhill Counties;
- Washington: Persons who live, work, worship or go to school in Clark or Skamania County.
- Spouses of persons who died while within the field of membership of this Credit Union;
- Immediate family members of persons eligible for membership, (grandparents, parents, spouse, children, stepchildren, grandchildren, brothers, sisters, half-brothers, half-sisters, aunts, uncles, and domestic partners); and,
- Business and nonbusiness organizations composed of individuals who are eligible for membership or whose employees are eligible for membership.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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