Back for 2025 with the ability to open online, Orange County's Credit Union is offering a $100 welcome bonus when you open a new checking account and set up direct deposit. As an added perk, once you join, you can refer friends at $50 a piece!
How To Earn The Bonus
The Orange County's Credit Union Personal Checking promotion requires you to set up eligible direct deposits in order to earn the $100 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- This offer is available to Members who have not been a signer on an Orange County’s Credit Union checking account anytime over the past 12 months.
- The new checking account must remain open for 90 days and maintain eStatement preference for 90 days or bonus may be reversed.
Open a Personal Checking account before the bonus expires on December 31, 2025
How does this personal checking offer from Orange County's Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 52 days
- Requires
- Direct Deposit
BMO
Personal Checking
- Bonus
- $400 Cash Bonus*
- Account Type
- Personal Checking
- Expires In
- 122 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why Orange County's Credit Union?
Basic Checking
Fees
Basic Checking does charge a monthly maintenance fee of $6, but there are ways to get this waived:
- Make direct deposits.
- OR, have an average daily balance of $750.
- OR, Be a Premier or Platinum level member.
- OR, Be age 62 or older.
Interest Checking
Fees
Interest Checking does charge a monthly maintenance fee of $8, but there are ways to get this waived:
- Make direct deposits.
- OR, have an average daily balance of $1400.
- OR, Be a Premier or Platinum level member.
- OR, Be age 62 or older.
Better Than Free
Fees
Better Than Free does not charge a monthly maintenance fee.
Apply now for a Personal Checking account to earn the $100 bonus offer
How to Join Orange County's Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Orange County's Credit Union's membership requirements:
- Live or work in Orange, Los Angeles, Riverside, or San Bernardino Counties
- Have an immediate family member who is a member of OCCU.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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