Old Second Personal Checking up to $300 Bonus

Old Second logo

Old Second National Bank : Personal Checking

up to $300

3.7

BankBonus.com score

Availability

Ease

Amount

Fees

Offer Expires In

How To Earn The Bonus

  1. Open a new checking account using promo code PK2.
  2. Within 90 days, receive a debit card and enroll in eStatements to earn $50.
  3. Within the same 90 days, receive 2 or more direct deposits totaling $500 to earn another $100.
  4. Within the same 90 days, open a Money Builder Savings account and reach a balance of at least $5,000 to earn another $150.
  5. Bonus(es) will be deposited 100 days following the date you opened the personal checking account.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Unknown

Old Second National Bank logo

Apply Now

at Old Second

Old Second National Bank is offering an easy tiered bonus. The first tier ($50) only requires enrolling in eStatements and obtaining a debit card! From there you can earn another $100 by connecting your direct deposit and $150 for opening a savings account.

How To Earn The Bonus

The Old Second Personal Checking promotion requires you to optionally, set up eligible direct deposits and deposit and maintain a minimum balance in order to earn the up to $300 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Accounts closed within 90 calendar days of personal checking account opening may be charged $25 and may forfeit any cash bonus earned.
  • An account is not eligible to receive a cash bonus under this offer if 1) the primary account holder currently has an existing personal checking account at Old Second National Bank, 2) has had an existing personal checking account open in the 12 months prior to the date of account opening, or 3) the primary account holder has received a personal checking account-related bonus in the 24 months prior to the date of account opening.
  • Bonus limited to one per primary account holder, regardless of the number of accounts opened.

How does this personal checking offer from Old Second compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

TD Bank

Beyond Checking

Bonus
$300
Account Type
Personal Checking
Expires In
46 days
Requires
  • Direct Deposit

BMO

Smart Advantage Checking Account

Bonus
$300
Account Type
Personal Checking
Expires In
79 days
Requires
  • Direct Deposit

Fifth Third Bank

Personal Checking

Bonus
$300
Account Type
Personal Checking
Expires In
45 days
Requires
  • Direct Deposit

Why Old Second National Bank?

O2 Checking

Fees

O2 Checking does not charge a monthly maintenance fee.

Premier Plus Checking

Fees

Premier Plus Checking does charge a monthly maintenance fee of $17, but there are ways to get this waived:

  • Maintain an average daily balance of $5,000 during the statement cycle.
  • OR, Maintain a total of $20,000 average deposit balance across all accounts.

Convenience Plus Checking

Fees

Convenience Plus Checking does charge a monthly maintenance fee of $5.95, but there are ways to get this waived:

  • Maintain an average daily balance of $1,000 during the statement cycle.
  • OR, Maintain a total of $5,000 average deposit balance across all accounts.
  • OR, complete a direct deposit during the statement cycle

Prime Time Checking

Fees

Prime Time Checking does not charge a monthly maintenance fee.

Share Your Thoughts or Questions

There have been 2 comments about the Old Second Personal Checking up to $300 Bonus.

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Rebecca

November 17, 2023

No issues getting a $150 bonus. I had it within 5 weeks of opening account. Had to leave account open for 180 days, though.

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JAMON

November 14, 2023

I earned $150 in late 2022 from this bank with an easier set of requirements than the current offer. I did have to sign a signature card at opening which seems antiquated. Was able to close it online, which is a nice convenience. Note, you cannot close until 180 days from opening, so watch the dates.

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