Neighborhood Credit Union is offering new members $100 for opening a new personal checking account.
You'll need to meet membership requirements, set up a High Yield, Cash Back, Priority, or Fresh Start Checking account, and then receive a direct deposit into the new account within 60 days.
What's more? You can earn $200 for each friend you refer for an auto loan.
How To Earn The Bonus
The Neighborhood Credit Union Personal Checking promotion requires you to set up eligible direct deposits in order to earn the $100 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Must be 18 years of age or older.
- You must meet the membership requirements, including purchase and maintenance of the minimum required share(s) (“membership share”) of $25 as set forth in the Credit Union’s bylaws.
- Account eligibility will be verified.
- You must be a new Neighborhood CU consumer checking customer who has not had a Neighborhood CU consumer checking account open within the last 6 months.
- Promo code HAPPY100 must be used at account opening to be eligible for this bonus.
- Within sixty (60) days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount greater than $500 post to the new checking account (or split between your new checking account and your savings account).
- Qualifying electronic Direct Deposits do not include payments received into your account from payment apps such as Paypal, Venmo and other similar payment service providers.
- Closing the account within 12 months of opening will forfeit the bonus.
- Account must be open and in good standing with a balance greater than or equal to $25.00 at the time of payment in order to receive the new account bonus.
- New checking accounts must be opened and funded by the end of the month in which the email is sent. $100 bonus cannot be used to fund the account.
Open a Personal Checking account before the bonus expires
How does this personal checking offer from Neighborhood Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
BMO
Personal Checking
- Bonus
- $350*
- Account Type
- Personal Checking
- Expires In
- 29 days
- Requires
- Direct Deposit
TD Bank
Beyond Checking
- Bonus
- $300
- Account Type
- Personal Checking
- Expires In
- 88 days
- Requires
- Direct Deposit
Discover
Discover® Cashback Checking
- Bonus
- up to $360
- Account Type
- Personal Checking
- Expires In
- Limited Time
- Requires
- Card Spend
Why Neighborhood Credit Union?
High Yield Checking
Earn 4.00% APY interest on up to $50,000 account balance and ATM fee refunds.
To qualify for these rewards you'll need to complete the following requirements each qualification cycle: make 15 debit or credit card transactions of $5.00 and make ACH direct deposits that total $500 or more, and sign up to receive eStatements and decline paper statements.
Fees
High Yield Checking does not charge a monthly maintenance fee.
Cash Back Checking
Earn 3% cash back on up to $200 in purchases for a maximum of $6 each month and $15 in ATM fee refunds.
To qualify for these rewards you'll need to complete the following requirements each qualification cycle: make 15 debit or credit card transactions of $5.00 and make ACH direct deposits that total $500 or more, and sign up to receive eStatements and decline paper statements.
Fees
Cash Back Checking does not charge a monthly maintenance fee.
Priority Checking
Priority Checking is all about forgiveness. With Overdraft Fee Forgivenes you'll get up to $40 in fee refunds annually upon request. Also, Avoid ATM surcharge fees with over 90,000 nationwide ATMs within the MoneyPass and Allpoint Network.Fees
Priority Checking does charge a monthly maintenance fee of $11.99, but there are ways to get this waived:
- Complete all requirements to reduce the monthly fee.
If that proves challenging, there are also ways to reduce the monthly fees:
- Enroll in eStatements and opt-out of paper statements: $1 credit per month.
- Signature-based debit card purchase that posts and settles within cycle: $0.20 credit each
Fresh Start Checking
A checking account for members who have had closures at other financial institutions, problems with ChexSystems, or have been denied a checking account due to banking history.
Fees
Fresh Start Checking charges a monthly maintenance fee of $20.
Apply now for a Personal Checking account to earn the $100 bonus offer
How to Join Neighborhood Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Neighborhood Credit Union's membership requirements:
- Live in the state of Texas
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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