KeyPoint Personal Checking $300 Bonus

KeyPoint Credit Union logo

KeyPoint Credit Union : Personal Checking

up to $300

Offer Expires In

How To Earn The Bonus

  1. Open a new personal checking account with at least $25 using the promo code MB50, earn $50.
  2. Within 60 days, receive a recurring direct deposit of at least $1,000 to earn $200.
  3. Within 3 months of account opening, use your debit card to make 40 purchases to earn an additional $50.
  4. First bonus will be credited within 7 days of account opening. Remaining bonuses will be credited within 3 months after account opening.

Available in Your Area?

No

Monthly Fees?

Varies

Open Online?

Yes

Credit Pull?

Soft

KeyPoint Credit Union logo

Apply Now

at KeyPoint

KeyPoint Credit Union is offering California residents a $300 bonus for opening a new personal checking account. This is up from $200 in their most recent bonus offer.

The promotion breaks down into 3 separate bonuses: $50 just for becoming a member, $200 for meeting a direct deposit requirement, and another $50 for using your debit card.

How To Earn The Bonus

The KeyPoint Personal Checking promotion requires you to optionally, set up direct deposits and make purchases using the account's card in order to earn the $300 bonus.

Full requirements to receive this bonus are:

  1. Open a new personal checking account with at least $25 using the promo code MB50, earn $50.
  2. Within 60 days, receive a recurring direct deposit of at least $1,000 to earn $200.
  3. Within 3 months of account opening, use your debit card to make 40 purchases to earn an additional $50.
  4. First bonus will be credited within 7 days of account opening. Remaining bonuses will be credited within 3 months after account opening.

The fine print

  • New Members only.
  • Must not have been member within 30 days.
  • Direct deposit must be net pay, pension, or government benefits. Recurring transfers or deposits from other sources do not qualify.
  • Referred Youth Checking Account are not eligible for $300 bonus.
  • Must live work, worship or attend school in one of the following eligible counties: Contra Costa, El Dorado, Placer, Sacramento, Santa Barbara, Santa Clara, Alameda, San Mateo, Ventura (designated areas only).

How does this checking offer from KeyPoint compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

Citi

Citi Priority Account

Bonus
up to $1500
Account Type
Personal Checking
Expires In
15 days
Requires
  • Min Balance

Fifth Third Bank

Personal Checking

Bonus
$375
Account Type
Personal Checking
Expires In
90 days
Requires
  • Direct Deposit

Chase

Chase Total Checking®

Bonus
$200
Account Type
Personal Checking
Expires In
18 days
Requires
  • Direct Deposit

Why KeyPoint Credit Union?

Unlimited Checking

Fees

Unlimited Checking does charge a monthly fee of $17, but there are ways to get this waived:

  • Have a direct deposit of $1,000.
  • OR, make 10 debit purchases within a month.

Free Checking

Fees

Free Checking does not charge a monthly fee.

Dividend Checking

Fees

Dividend Checking does charge a monthly fee of $12, but there are ways to get this waived:

  • Have a direct deposit.
  • OR, Maintain an average daily balance of $750.

How to Join KeyPoint Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet KeyPoint's membership requirements:

  • Live, work, worship or attend school in one of these California communities: Alameda, Contra Costa, El Dorado, Placer, Sacramento, Santa Barbara, Santa Clara, San Mateo, Ventura (designated areas only)
  • Be employed at a company that is a member of the Irvine Chamber of Commerce or TechAmerica.

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.