KeyPoint Business Elite Checking $500 Bonus

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KeyPoint Credit Union : Business Elite Checking

$500

4.4

BankBonus.com score

Availability

Ease

Amount

Fees

Expert Take

As far as business checking deals go, this bonus is a solid offer and easy to earn.

Offer Expires In

Limited Time Offer

How To Earn The Bonus

  1. Open a new Business Elite Checking account using promocode BUS25
  2. For 90 days, maintain minimum average daily balance of $2,000
  3. During same time frame, use your business debit card to make a minimum of 20 POS purchases of at least $5.00
  4. $500 bonus credited to checking account within 90 days of meeting requirements.

Available in Your Area?

No

Monthly Fees?

Yes

Open Online?

No

Credit Pull?

Unknown

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Learn More

at KeyPoint

Available to businesses in California, KeyPoint is offering a $500 welcome bonus when you open a new Business Elite Checking account and maintain a minimum daily balance. You'll also need to use your debit card. What's even more? You can stack this offer with their personal checking account bonus to earn even more!

How To Earn The Bonus

The KeyPoint Business Elite Checking promotion requires you to deposit and maintain a minimum balance and make purchases using the account's card in order to earn the $500 bonus (step-by-step breakdown is listed above!).

As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.

The fine print

  • Offer available in-branch only and may be cancelled at any time.
  • Deposits, Payments, Returns, and Miscellaneous transactions do not count toward the required purchases.
  • Offer good for new Business Members only—former Business Members who closed an account within two years of new account open date are not eligible for bonus.

How does this business checking offer from KeyPoint compare?

To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:

U.S. Bank

Business Checking

Bonus
up to $1200
Account Type
Business Checking
Expires In
76 days
Requires
  • Min Balance
  • Bill Pay (optional)
  • Card Spend (optional)

Chase

Chase Business Complete Checking®

Bonus
up to $500
Account Type
Business Checking
Expires In
29 days
Requires
  • Min Balance
  • Card Spend (optional)

Bank of America

Bank of America® Business Advantage Banking

Bonus
up to $750
Account Type
Business Checking
Expires In
260 days
Requires
  • Min Balance

Why KeyPoint Credit Union?

Business Elite Checking

100 free transactions per month ($0.45 fee for each additional transaction)

Fees

Business Elite Checking does charge a monthly maintenance fee of $15, but there are ways to get this waived:

  • Maintain a minimum $2,000 average daily balance

How to Join KeyPoint Credit Union

Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.

That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of KeyPoint's membership requirements:

  • Live, work, worship or attend school in one of these California communities: Alameda, Contra Costa, El Dorado, Placer, Sacramento, Santa Barbara, Santa Clara, San Mateo, Ventura (designated areas only)
  • Be employed at a company that is a member of the Irvine Chamber of Commerce or TechAmerica.
  • Join the Financial Fitness Association—at no cost to you!

Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.

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