Found is a relatively new business banking fintech that's offering a lot for free to small businesses.
There are no required monthly fees, no minimum balance requirements, easily connect apps like Quickbooks and Stripe, unlimited transactions, free built-in expense tracking and tax tools, free ACH transfers and more. Should you require more advanced features like photo receipt capture, you can opt in to their paid subscription service called Found Plus.
On top of that, they're offering new customers $20 when you complete some minor spend requirements. This isn't a large bonus, but it's a very intuitive business fintech for small businesses to manage their activities and spending.
Note: you won't see mention of the $20 bonus on their website until after you setup your Found account.
How To Earn The Bonus
The Found Business Banking promotion requires you to make purchases using the account's card in order to earn the $20 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
Please refer to the institution's website for any terms and conditions that may apply.
Open a Business Banking account before the bonus expires
How does this business checking offer from Found compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Chase
Chase Business Complete Checking®
- Bonus
- $300
- Account Type
- Business Checking
- Expires In
- 63 days
- Requires
- Min Balance
- Card Spend (optional)
U.S. Bank
Business Checking
- Bonus
- up to $900
- Account Type
- Business Checking
- Expires In
- 62 days
- Requires
- Min Balance
- Bill Pay (optional)
- Card Spend (optional)
Axos
Business Interest Checking
- Bonus
- up to $400
- Account Type
- Business Checking
- Expires In
- 49 days
- Requires
- Min Balance
- Bill Pay
- Card Spend
Why Found?
Found is a business banking fintech that helps you stay on top of your taxes. Upon opening a Found account, you’ll receive a free bank account as well a debit card. Found is setup for self-employed people, providing three important services: business banking, instant tax write-offs and quarterly tax payments.Business Banking
Your Found business debit Mastercard® is just the beginning. Spend with your virtual card, use free unlimited ACH transfers, or seamlessly pay people via their phone number or email. Found has built-in expense tracking and tax tools.
There's are optional subscription available called Found Plus ($19.99/month or $149.99/year) that gives you access to more advanced business tools:
- Unlimited category rules
- Custom bookkeeping categories
- Photo receipt capture
- Export bookkeeping details
- Pay your quarterly taxes through Found
Fees
Business Banking does charge a monthly maintenance fee of $19.99, but there are ways to get this waived:
- Monthly fee is for the advanced Found Plus subscription. There are no required monthly fees for the standard Found account.
If that proves challenging, there are also ways to reduce the monthly fees:
- Fee for Found Plus is reduced to $149.99 (roughly $12.50 per month) when you pay annually.
Apply now for a Business Banking account to earn the $20 bonus offer
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC.
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