Available in PA and MD with the ability to open online, F&M Trust is offering a $250 bonus when you open a new Better Business Checking account with a minimum opening deposit of $1,000. That's it! No laundry list of complicated requirements.
What's more? The Better Business Checking account includes a no-annual-fee debit card with cash rewards to help sweeten the deal – PLUS up to $250 CREDIT on your first order of business checks and a $50 discount on hardware for merchant credit card processing.
How To Earn The Bonus
The F&M Trust Company Better Business Checking promotion requires you to deposit and maintain a minimum balance in order to earn the $250 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the bank will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
Please refer to the institution's website for any terms and conditions that may apply.
Open a Better Business Checking account before the bonus expires on March 31, 2026
How does this business checking offer from F&M Trust Company compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
U.S. Bank
Business Checking
- Bonus
- up to $1200
- Account Type
- Business Checking
- Expires In
- 10 days
- Requires
- Min Balance
- Bill Pay (optional)
- Card Spend (optional)
Chase
Chase Business Complete Checking®
- Bonus
- up to $500
- Account Type
- Business Checking
- Expires In
- 54 days
- Requires
- Min Balance
- Card Spend (optional)
Bank of America
Bank of America® Business Advantage Banking
- Bonus
- up to $750
- Account Type
- Business Checking
- Expires In
- 285 days
- Requires
- Min Balance
Why F&M Trust Company?
F&M Trust, formally Farmers and Merchants Trust Company of Chambersburg, is a community bank headquartered in Chambersburg, Pennsylvania. It has served South Central Pennsylvania for over a century and operates as a subsidiary of Franklin Financial Services Corporation (NASDAQ: FRAF).
The bank holds approximately $1.2 billion in assets and operates 22 community offices across Franklin, Cumberland, Fulton, and Huntingdon counties in Pennsylvania. It also serves customers in Maryland.
F&M Trust offers a full range of personal and business banking products including checking and savings accounts, business checking, loans, mortgages, trust and investment services, and online and mobile banking. The Better Business Checking account features no monthly fee, no minimum balance, and a cash rewards debit card.
All deposits are FDIC-insured. The bank is known for providing responsive local service and has been a fixture in the South Central PA community for more than 100 years.
Better Business Checking
A business checking account with no monthly maintenance fee, no minimum balance requirement, and no fee for currency deposited. Includes a no-annual-fee debit card with cash rewards, online and mobile banking with Xpress Deposit, overdraft privilege service, a business credit card option, and Bank@Work access for employees.
Fees
Better Business Checking does not charge a monthly maintenance fee.
Apply now for a Better Business Checking account to earn the $250 bonus offer
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