Available to residents of select counties in California and North Carolina with the ability to open online, Excite Credit Union is offering a $50 welcome bonus when you open a new youth checking account. That's it. Seriously! Just maintain the account for at least a year and watch your savings grow.
How To Earn The Bonus
The Excite Credit Union Youth Savings promotion requires you to complete the following in order to earn the $50 bonus (step-by-step breakdown is listed above!).
As with any offer, don't forget to read the fine print before opening your new account. It's where the credit union will clearly state who is eligible for the deal along with any nuances you'll want to be aware of.
The fine print
- Initial $50 opening deposit by Excite is held for the first 12 months and forfeited if account is closed prior to 12 months.
Open a Youth Savings account before the bonus expires
How does this student savings offer from Excite Credit Union compare?
To help you determine how this bonus stacks against the rest, here are some of the most popular offers available right now:
Chase
Chase Business Complete Checking®
- Bonus
- $300
- Account Type
- Business Checking
- Expires In
- 29 days
- Requires
- Min Balance
- Card Spend (optional)
Why Excite Credit Union?
Youth Savings
Excite Credit Union's Youth Savings account is open to youth 0-17 years old. Children 0-15 years old will require a responsible individual 18 or older as a joint owner. This account comes with Banzai!, a learning platform that teaches users how to be budget wizards.Fees
Youth Savings does not charge a monthly maintenance fee.
Apply now for a Youth Savings account to earn the $50 bonus offer
How to Join Excite Credit Union
Credit unions differ from banks in that they restrict membership based on a shared common bond, or the credit union’s “field of membership”.
That means in order to qualify for this bonus (or any offer from a credit union), you'll first need to meet one of Excite Credit Union's membership requirements:
- Regularly live, worship, attend school or work in or are paid from California counties of Alameda, San Mateo, Santa Clara, Monterey, San Francisco or Santa Cruz or in North Carolina counties of Brunswick, New Hanover or Pender; or
- Are employees of or individuals receiving a pension, retirement, or annuity from affiliated companies or Select Employer Groups (“SEG”) as approved by the Credit Union’s Board of Directors; or
- Are immediate family members of an existing member. Immediate family member includes a spouse, domestic partner, child, sibling, parent, parent-in-law, grandparent, grandchild, stepparent, stepchild, step sibling, adopted child, foster child, brother or sister in-law, aunt, uncle, aunt or uncle in-law, niece, nephew or cousin; or
- Are any person sharing the same household of a qualified Excite Credit Union member and who helps maintain a single economic unit.
Keep in mind that nearly all credit unions have a "once a member, always a member" policy, so once you're in, the above restrictions no longer apply.
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